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1055 Wilderness Blf, Tipp City, OH, 45371

5beds
5baths
3,480sqft
$589,900
$170price/sqft
$4,096/moest. monthly cost
$163,840/yrincome needed

About This Home

Welcome to 1055 Wilderness Bluff. Located in the desirable Deer Cliff Run subdivision in Tipp City. This extraordinary custom bi-level residence has timeless craftsmanship, thoughtful updates, and exceptional outdoor living coming together on a picturesque 0.67 acre cul-de-sac lot. Offering 5 spacious bedrooms, 4.5 bathrooms, over 4,500 square feet of beautifully designed living space, this one delivers a perfect balance of comfort and functionality. Upon arrival, the homes cedar and stone exterior creates unforgettable curb appeal. The over sized two car garage and mature landscaping provides a warm welcome. Inside, you will find an inviting floor plan designed for both everyday living and effortless entertaining. The main level showcases a stunning floor to ceiling stone fireplace, creating a focal point of the living area. The beautiful kitchen is a chefs delight , featuring quartz counter tops, travertine flooring, and a full suite of GE appliances. The luxury primary suite offers a true inspired retreat with with a tiled walk in shower, providing comfort and relaxation everyday. Perfect for multi-generational living or extended guests, the private mother in law suite includes its own full bath and a dedicated geothermal HVAC system. Energy efficiency meets modern convenience with two geothermal HVAC systems (2009 and 2018). Step outside to your own private sanctuary. A peaceful creek meanders throughout the back yard, accented by a stone retaining wall (2023). Two charming bridges lead to an expansive two level deck. Relax beneath the 15x15 gazebo, or take advantage of the heated storage building with electric, perfect for hobbies. This property offers a rare opportunity to own a home that is as impressive as it is inviting. Schedule a private tour today. Do not miss out!! **Updates include: New Roof (August 2026), New life proof carpet 2026, water heater 2026, dishwasher 2025**

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

--
8/10
Tippecanoe Middle SchoolGrades 6-82.9 mi
8/10
Tippecanoe High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom

  • Level: Main
  • Dimensions: 15 x 14

Bedroom

  • Level: Main
  • Dimensions: 16 x 11

Bedroom

  • Level: Lower
  • Dimensions: 15 x 21

Bedroom

  • Level: Lower
  • Dimensions: 16 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Family Room

  • Level: Main
  • Dimensions: 22 x 24

Features

  • Wet Bar,Ceiling Fan(s),Cathedral Ceiling(s),Quartz Counters,Remodeled,Solid Surface Counters,Bar,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,480
  • Total interior livable area: 3,480 sqft

Master Bedroom

  • Level: Main
  • Dimensions: 21 x 19

Office

  • Level: Main
  • Dimensions: 18 x 15

Property

Details

  • Parcel number: G12082694
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.66 Acres
  • Lot size dimensions: .66

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$235$2,820
Property Taxes $506$6,072
Electricity $373$4,478
Total$4,096$49,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,434/yr
40% on housing$122,880/yr
45% on housing$109,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 45371$169
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45371$157
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$589,900
2025-05-02Sold$495,000
2025-04-07Pending sale$495,000
2025-04-07Contingent$495,000
2025-04-04Listed for sale$495,000

For Sale by Agent

AgentMatthew Witt
BrokerageHoward Hanna Real Estate Serv

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