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About This Home

Come see this 4 bed/2bath - two story home. Conveniently located in the center of town and close to restaurants, town hardware store and school. Newer windows and furnace, home include central air. Nice back yard with a front porch. Call today to schedule your private showing.

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

6/10

Covington Elementary SchoolGrades K-50.4 mi

7/10

Covington Middle SchoolGrades 6-80.4 mi

7/10

Covington High SchoolGrades 9-120.4 mi

Construction

Condition

Year built: 1920

Materials

Construction materials: Vinyl Siding

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Basement

Has basement: Yes
Basement: Partial

Bedroom2

Level: Second
Area: 225
Dimensions: 15.00 x 15.00

Bedroom3

Level: Second
Area: 180
Dimensions: 12.00 x 15.00

Bedroom4

Level: Second
Area: 110
Dimensions: 10.00 x 11.00

Bedrooms & Bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Dining Room

Level: First
Area: 225
Dimensions: 15.00 x 15.00

Heating & Cooling

Heating features: Forced Air,Natural Gas
Cooling features: Central Air

Interior Area

Total structure area: 1,830
Total interior livable area: 1,830 sqft

Kitchen

Level: First
Area: 170
Dimensions: 10.00 x 17.00

Living Room

Level: First
Area: 225
Dimensions: 15.00 x 15.00

Master Bathroom

Level: First
Area: 180
Dimensions: 12.00 x 15.00

Utility Room

Level: First
Area: 130
Dimensions: 10.00 x 13.00

Property

Details

Parcel number: H19004080

Features

Levels: Two
Stories: 2
Patio & porch: Porch

Lot

Lot size: 7,405 sqft
Features: Residential Lot
Lot size dimensions: 107 x 68 P

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

LightningModerate
Strong WindModerate
TornadoModerate
Winter WeatherModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,026	$12,312
Home Insurance *	$103	$1,236
Property Taxes	$174	$2,088
Electricity	$196	$2,355
Total	$1,499	$17,988

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$59,960/yr

35% on housing$51,394/yr

40% on housing$44,970/yr

45% on housing$39,973/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 13,942Commercial: 466

Total Premiums$18.03M

Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%

10.1%

0%30.0%

Electricity Growth Rate10-year average: 5.9%

5.9%

0%15.0%

Property Taxes Growth Rate2-year average: 3.8%

3.8%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 45318$148

Miami County$165

vs Homes Sold Last Month

Median $/sqft