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8486 HORSEBIT Circle, Jacksonville, FL, 32219

4beds
3baths
2,226sqft
$399,000
$179price/sqft
$2,763/moest. monthly cost
$110,520/yrincome needed

About This Home

Assumable Mortgage Opportunity!! Take advantage of this beautiful Lennar Princeton II offering 4 bedrooms, 3 bathrooms, and a 3-car garage, loaded with upgrades plus additional enhancements. This thoughtfully designed open-concept floorplan features a spacious kitchen with white quartz countertops, 42'' cabinetry, Frigidaire® stainless steel appliances (range, dishwasher, microwave, refrigerator), large center island, and dedicated eat-in dining area. Ceramic wood-look tile flows throughout the main living areas, dining room, and hallways, with window blinds installed throughout. The split-bedroom layout provides privacy, highlighted by a spacious primary suite with a large walk-in closet and upgraded en-suite bath featuring quartz vanity and walk-in shower. Two secondary bedrooms share a full bath, while the fourth bedroom offers flexibility for guests, a home office, or flex space. Bathrooms have been upgraded. Amenities include a Pool and Playground!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

6/10
2/10
Highlands Middle SchoolGrades 6-88.3 mi
4/10
Jean Ribault High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Breakfast Nook,Entrance Foyer,Kitchen Island,Open Floorplan,Primary Bathroom -Tub with Separate Shower,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,226 sqft

Property

Details

  • Parcel number: 8379381S25E SADDLE OAKS PHASE 2A LOT 149
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$273$3,276
Property Taxes $249$2,988
Electricity $224$2,688
Total$2,763$33,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,731/yr
40% on housing$82,890/yr
45% on housing$73,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 32219$153
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32219$168
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$399,000
2026-03-02Listing removed--
2026-01-31Price change$399,599
2026-01-18Listed for sale$399,999
2024-10-30Sold$395,089
2024-09-13Pending sale$375,089
2024-09-11Price change$375,089
2024-08-28Pending sale$380,494
2024-07-15Price change$403,494
2024-05-04Listed for sale$380,494

For Sale by Agent

AgentSHAWN ONEILL
BrokerageJPAR CITY AND BEACH

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