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4921 E Engagement Hill Loop #21, Nags Head, NC, 27959

5beds
5baths
2,482sqft
$980,000
$395price/sqft
$5,937/moest. monthly cost
$237,480/yrincome needed

About This Home

Everything you'd want in a beach house with ocean views and beach access across the street. On the top level you'll find the main living space with an updated kitchen, dining area, living area with plenty of windows to enjoy the water views, a full bathroom, and bedroom. The mid-level consists of three bedrooms, two of which are en suite with full bathrooms, and another full bathroom. And lastly, the ground level offers another bedroom with it's own bathroom, a gameroom with a pool table and arcade game, and the laundry area. This home provides multiple outdoor living spaces to enjoy with a wrap around deck to appreciate the ocean views and breezes on the top level and a another wrap around screened-in porch with a hot tub on the mid-level. Dry entry, outdoor shower, and additional storage on the ground level. Short walk to the Seven Sisters community pool. Conviently located minutes away from grocery and retail stores, restaurants, and many other Nags Head attractions.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

5/10
7/10
Manteo Middle SchoolGrades 6-83.9 mi
8/10
Manteo High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Wood
  • Construction materials: Frame,Wood Siding,Cement Fiber Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Reverse Floor Plan,Coastal
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Cathedral Ceiling(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total structure area: 2,482
  • Total interior livable area: 2,482 sqft

Property

Details

  • Zoning: SPDCDSF2

Features

  • Pool features: Outdoor Pool,In Ground,Association
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Semi-Oceanfront (2nd row)

Lot

  • Features: Corner Lot,Level

Parking

  • Parking features: Off Street,Paved,Underground
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,955$59,460
Home Insurance *$335$4,020
Property Taxes $416$4,992
Electricity $231$2,774
Total$5,937$71,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,554/yr
40% on housing$178,110/yr
45% on housing$158,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 27959$399
Dare County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 27959$383
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$1,040,000
2026-01-18Listed for sale$1,095,000
2009-02-27Sold$550,000

For Sale by Agent

AgentDaniel E Fenyak
BrokerageOuter Banks Blue Realty Srvcs.

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