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2035 Smithfield St #1246, Kill Devil Hills, NC, 27948

2beds
1baths
628sqft
$324,900
$517price/sqft
$2,087/moest. monthly cost
$83,480/yrincome needed

About This Home

Close to the beach and soundfront access. Set in the established Avalon Beach neighborhood of Kill Devil Hills, 2035 Smithfield is a single-level cottage built for easy Outer Banks living. Solid concrete block construction on a slab with a no-step entry means no stairs to climb, inside or out. Inside are two bedrooms, a full bath, and an easy open layout. A thermostatically controlled window unit (2024) handles both heating and cooling, and the roof is approximately 15 years old. Outside, a screened front porch, a back deck, and an outdoor shower make the most of the coastal weather, with a spacious backyard and room to spread out. Feels bigger than 628 sq. ft. Super clean and neat. An optional Avalon Beach membership (about $30/year) includes a parking pass for the private beach access right next to Avalon Pier, plus private sound access. You're a straight shot to the sound on Bay Drive and the Dock Street public boat ramp, an easy ride to the ocean access near Avalon Pier, and minutes from local dining and shopping. This location is perfect whether it's full-time living, your Outer Banks getaway, or an investment property.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

6/10
9/10
7/10
First Flight High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Block,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 628
  • Total interior livable area: 628 sqft

Property

Details

  • Zoning: ResLowDen

Features

  • Waterfront features: None
  • Frontage length: Street Frontage: 50

Lot

  • Lot size: 4,791 sqft
  • Features: Level,Wooded
  • Lot size dimensions: 50 x 100

Parking

  • Parking features: Off Street,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Heat Wave
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Dare County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$107$1,284
Property Taxes $138$1,656
Electricity $200$2,405
Total$2,087$25,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,554/yr
40% on housing$62,610/yr
45% on housing$55,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$517This listing

vs Other Active Listings

Avg $/sqft

ZIP 27948$291
Dare County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 27948$365
Dare County$373

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$324,900
2026-07-25Listed for sale$339,900
2008-09-10Sold$152,000

For Sale by Agent

AgentT.K. Warden
BrokerageRE/MAX Coastal Associates - Outer Banks

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