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229 N Main St, West Milton, OH, 45383

2beds
1baths
1,209sqft
$145,000
$120price/sqft
$1,144/moest. monthly cost
$45,760/yrincome needed

About This Home

One wall changed the way this entire Cape Cod lives! Opening the kitchen to the dining room turned 2 separate rooms into one generous gathering space where cooking, meals & conversation can happen together. The renovated kitchen pairs new soft-close shaker cabinetry, abundant counter space, a new sink & plumbing, recessed lighting, pendant lights & new appliances w/ the details that give the home its character: refinished hardwood floors, a built-in cabinet & exposed brick. All kitchen appliances included! That same warmth continues into the large living room, where windows on multiple sides bring in natural light & the generous proportions allow everyday life to spread out comfortably. Substantial trim, arched openings & a decorative fireplace w/ an added mantel provide the details that make an older home memorable. The living room flows naturally into the dining area, while glass doors at the rear carry that connection directly outside. The long covered back porch offers space for morning coffee, a daybed or relaxed evenings overlooking the yard. Beyond it, mature shade trees & fencing create a peaceful backyard. Upstairs, both bedrooms offer generous closet & storage space. The primary bedroom includes 2 closets plus an adjoining bonus room used by the seller as a vanity & dressing area. It could just as easily become a reading nook or compact office. The second bedroom carries the classic Cape Cod roofline while still providing comfortable usable space. The full bath has also been refreshed w/ new flooring & a new vanity. The large unfinished basement earns its keep w/ room for laundry, storage, or a workshop, along w/ a separate side entrance conveniently located off the private driveway. A new pump was added for the washing-machine drain, & a newer roof adds another meaningful improvement. This is an older home that still feels like itself—now w/ a renovated heart, flexible spaces & far more function than its footprint first suggests.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Milton-Union High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedroom

  • Level: Second
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11 x 14

Features

  • Ceiling Fan(s),Remodeled
  • Fireplace features: Decorative

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,209
  • Total interior livable area: 1,209 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 14

Living Room

  • Level: Main
  • Dimensions: 13 x 20

Property

Details

  • Parcel number: L39020800
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Fence,Patio,Storage

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 0.1000

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$94$1,128
Property Taxes $124$1,488
Electricity $193$2,320
Total$1,144$13,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,222/yr
40% on housing$34,320/yr
45% on housing$30,506/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 45383$177
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45383$167
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Pending sale$147,000
2026-08-04Listed for sale$147,000
2026-08-04Pending sale$147,000
2026-07-30Listed for sale$145,000
2023-05-09Sold$95,000
2023-03-17Pending sale$99,500
2023-03-16Listed for sale$99,500
2015-06-11Sold$70,000
2015-03-07Listed for sale$72,500

For Sale by Agent

AgentSue E Bowman
BrokerageHoward Hanna Real Estate Serv

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