See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

102 Acorn Ln Lot 1, Pt Harbor, NC, 27964

3beds
3baths
2,100sqft
$519,900
$248price/sqft
$3,138/moest. monthly cost
$125,520/yrincome needed

About This Home

Beautiful quiet area with sound view! Very spacious brick home with 3 BR, 2 full Baths and 1 half bath. Updated kitchen with recessed lighting, appliances and countertop and an area to install a dishwasher. There is a spacious butler's pantry just off the kitchen. Large and spacious laundry area just off the kitchen. Spacious living room area with a beautiful brick fireplace. There is a nice office that opens to the dining area. There are two large bedrooms down the hall and a guest bedroom separate from the other bedrooms. This home offers an abundance of storage space, closets with organizers, etc. It has a pull down attic stairs in the laundry room. Very roomy family/sitting area, great opportunity for an in-laws suite. There are 2 hot water heaters. Nice screen sitting area. Areas of updates include LVP flooring, new well pump installed 2021, new roof installed 2023. Check out the spacious garage.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Jarvisburg ElementaryGrades K-59.2 mi
5/10
Currituck County MiddleGrades 6-822.6 mi
4/10
Currituck County HighGrades 9-1222.6 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Zoning: SFM

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Semi-Soundfront

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: 21,780 sq ft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hurricane
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Currituck County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$107$1,284
Property Taxes $203$2,436
Electricity $200$2,405
Total$3,138$37,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,588/yr
40% on housing$94,140/yr
45% on housing$83,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 27964
Currituck County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 27964$249
Currituck County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$489,900
2026-08-01Price change$519,900
2026-07-01Price change$528,900
2026-05-29Listed for sale$539,000
2018-01-30Sold$152,500

For Sale by Agent

AgentCherie Beacham
BrokerageKeller Williams Outer Banks KDH

Similar Homes