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528 W Ash St, Piqua, OH, 45356

2beds
1baths
1,436sqft
$156,900
$109price/sqft
$1,236/moest. monthly cost
$49,440/yrincome needed

About This Home

What a great opportunity! This charming home offers 2 nicely sized bedrooms, a formal living room plus an additional family room for extra living space. The large kitchen includes an adjoining laundry area for added convenience. You’ll love the beautiful hardwood floors and the abundance of natural woodwork throughout the home, adding warmth and character. Recent updates include a newer furnace and water heater, enjoy the inside workshop area and a storage shed for all your needs. Conveniently located close to downtown, this home combines comfort, character, and location!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

7/10
Piqua Junior High SchoolGrades 7-82.4 mi
5/10
Piqua High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Dimensions: 12 x 14

Bedroom

  • Level: Second
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 10 x 14

Family Room

  • Level: Main
  • Dimensions: 11 x 12

Features

  • High Speed Internet
  • Fireplace features: Decorative

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,436 sqft

Kitchen

  • Level: Main
  • Dimensions: 9 x 10

Living Room

  • Level: Main
  • Dimensions: 11 x 13

Utility Room

  • Level: Main
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: N44011560
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Porch,Storage

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 40 x 154

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $793$9,516
Home Insurance *$116$1,392
Property Taxes $134$1,608
Electricity $193$2,320
Total$1,236$14,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,377/yr
40% on housing$37,080/yr
45% on housing$32,960/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 45356$116
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45356$136
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$169,900
2026-04-27Pending sale$169,900
2026-04-09Listed for sale$169,900
2023-10-04Sold$130,000
2023-09-05Contingent$130,000
2023-08-28Listed for sale$125,000
2018-08-16Sold$78,750
2018-06-27Pending sale$78,500
2018-05-23Listed for sale$78,500
2015-09-23Listing removed$78,900
2015-03-31Price change$78,900
2014-10-01Listed for sale$79,900

For Sale by Agent

AgentPaolina T Quafisi
BrokerageRE/MAX Alliance Realty

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