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608 Ann St, Piqua, OH, 45356

1beds
1baths
822sqft
$92,000
$112price/sqft
$804/moest. monthly cost
$32,160/yrincome needed

About This Home

Neat and petite with plenty of charm, this delightful home is located in the heart of Piqua and is full of character. Offering 1 bedroom, a cozy and inviting layout, a covered back porch perfect for relaxing, and a large detached garage with ample storage space, this property is a wonderful opportunity. Currently tenant-occupied with a long-term renter who would love to remain, making it an excellent investment opportunity or a charming home for the future. Don't miss your chance to own this affordable property in a convenient location!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
Piqua Junior High SchoolGrades 7-82.4 mi
5/10
Piqua High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Cellar
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 17 x 10

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 822
  • Total interior livable area: 822 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 10

Laundry

  • Level: Main
  • Dimensions: 4 x 7

Living Room

  • Level: Main
  • Dimensions: 14 x 17

Property

Details

  • Parcel number: N44018930
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 32 x 133

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $465$5,580
Home Insurance *$68$816
Property Taxes $78$936
Electricity $193$2,320
Total$804$9,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,565/yr
40% on housing$24,120/yr
45% on housing$21,440/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 45356$117
Miami County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 45356$136
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Listed for sale$92,000

For Sale by Agent

AgentPaolina T Quafisi
BrokerageRE/MAX Alliance Realty

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