31657 St Hwy 86, Eagle Rock, MO, 65641
About This Home
Located just 20 minutes from the vibrant shopping and dining scene of Eureka Springs, this 4-bedroom, 4-bathroom lakefront home offers 3,880 sq. ft. of living space and is the perfect balance of comfort, luxury, and convenience. With ample room for family and guests, this property also holds great potential as a nightly rental investment, making it an excellent opportunity for those seeking both a getaway and a profitable income stream.Nestled on a sprawling 2.5-acre lot, this home is an outdoor enthusiast's dream with easy access to the lake, a nearby marina for slip leases, and a designated swimming area just minutes away. Recent upgrades include new kitchen appliances, new bathroom vanities,toilets/ sinks,and light fixtures.For added convenience, enjoy a walk-in handicap-accessible shower with a built-in seat. The home also features a new HVAC system, a tankless hot water heater, and fresh paint, ensuring comfort and efficiency year-round. The property also offers an impressive array of outbuildings, including a 40x40 heated shop with a convenient drive-through design and a half bath--perfect for storing equipment, vehicles, or even a boat. Additional storage includes a 12x20 metal shed, a 16x24 detached one-car garage, and a spacious 15x30 carport ideal for parking RVs, boats, or other recreational vehicles.Whether you're enjoying a peaceful stroll to the lake, relaxing at home, or leveraging the space for a nightly rental, this property combines lakefront living with modern amenities in a tranquil setting. Don't miss the opportunity to make this extraordinary home yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Lap Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Propane Oven,Propane Water Heater,Dryer,Washer,Microwave,Tankless Water Heater,Refrigerator,Disposal
- Laundry features: In Basement,Laundry Room,W/D Hookup
Basement
- Has basement: Yes
- Basement: Walk-Out Access,Utility,Storage Space,Interior Entry,Finished,Exterior Entry,Bath/Stubbed,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Walk-in Shower,Internet - Cable,Laminate Counters
- Window features: Storm Window(s)
- Flooring: Carpet,Tile,Laminate
- Finished area below ground: 1,593
- Finished area above ground: 2,287
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 5,473
- Total interior livable area: 3,880 sqft
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 296.0230000000016.003
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Rear Porch,Deck
- Fencing: Chain Link
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 2.50 Acres
- Features: Acreage
Parking
- Total spaces: 5
- Parking features: Circular Driveway,Workshop in Garage,Heated Garage,Gravel,Driveway,Covered
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 5
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Tornado
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $442 | $5,304 |
| Property Taxes | $203 | $2,436 |
| Electricity | $296 | $3,555 |
| Total | $3,620 | $43,440 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $564,900 |
| 2026-04-28 | Price change | $569,900 |
| 2026-03-16 | Price change | $579,000 |
| 2025-12-18 | Price change | $588,000 |
| 2025-12-04 | Price change | $595,000 |
| 2025-11-05 | Price change | $615,000 |
| 2025-10-20 | Price change | $639,000 |
| 2025-10-08 | Price change | $644,000 |
| 2025-09-16 | Price change | $649,000 |
| 2025-07-26 | Price change | $669,000 |
| 2025-07-13 | Price change | $674,000 |
| 2025-06-14 | Listed for sale | $689,000 |
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