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684 McCrackin Rd, Lakemont, GA, 30552

4beds
4baths
0sqft
$699,000
--price/sqft
$4,409/moest. monthly cost
$176,360/yrincome needed

About This Home

Experience exceptional craftsmanship and spacious luxury in this new construction home offering over 4,500 square feet of thoughtfully designed living space. Featuring 4 oversized bedrooms and 3.5 baths, this home blends timeless elegance with modern comfort in every detail. The heart of the home is a spectacular chef's kitchen designed to impress even the most discerning gourmet cook. An expansive center island provides abundant workspace and seating, while elegant quartz countertops and premium finishes create a sophisticated yet highly functional space. The kitchen is appointed with a commercial-grade 8-burner propane gas range with double ovens, a convenient pot filler faucet, and beautifully crafted all-wood cabinetry featuring soft-close doors and drawers, heavy-duty full-extension drawer slides, and a durable factory-applied finish. The open-concept floor plan flows effortlessly into the grand great room, where 10-foot ceilings and abundant natural light create an inviting space for everyday living and entertaining. Just beyond, a sprawling back deck extends the living area outdoors, providing the perfect setting for hosting family gatherings, holiday celebrations, or simply relaxing while enjoying the surrounding views. The luxurious main-level primary suite offers a peaceful retreat with generous proportions and a spa-inspired ensuite bath featuring a two-person walk-in shower, a separate soaking tub, dual vanities, and upscale finishes. The finished terrace level, also featuring 10-foot ceilings, provides exceptional flexibility with its own private entrance. Whether you're looking for a home gym, executive office, media room, guest quarters, or private living space for multigenerational living, this versatile level can easily adapt to your lifestyle. Built with quality and attention to detail throughout, this exceptional home combines oversized living spaces, luxury finishes, and outstanding functionality, making it an ideal choice for those seeking refined mountain living and effortless entertaining.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
7/10
7/10
Rabun County High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo)
  • Laundry features: Other,Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Ceilings,Master On Main Level,Tile Bath,Tray Ceiling(s)
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: 045D 035

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 1.18 Acres
  • Features: Private

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Ice Storm
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$371$4,452
Property Taxes $285$3,420
Electricity $219$2,637
Total$4,409$52,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,165/yr
40% on housing$132,270/yr
45% on housing$117,573/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30552$385
Rabun County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 30552
Rabun County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$699,000
2024-11-26Sold$69,000
2024-10-03Pending sale$69,000
2024-09-10Price change$69,000
2024-07-29Price change$79,200
2024-05-06Listed for sale$89,000

New Construction

AgentMolly C Williams
BrokerageMountain Sotheby's International

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