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416 2nd St, Piqua, OH, 45356

2beds
1baths
1,204sqft
$140,000
$116price/sqft
$1,123/moest. monthly cost
$44,920/yrincome needed

About This Home

This charming home features 2 spacious bedrooms and 1 full bathroom, with generously sized rooms throughout that provide a comfortable and open feel. The property includes a detached one-car garage, large yard offering extra space for outdoor activities, gardening, or future possibilities. Immediate possession at closing makes this home move-in ready.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
Piqua Junior High SchoolGrades 7-82.0 mi
5/10
Piqua High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Dimensions: 14 x 15

Bedroom

  • Level: Second
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 14 x 13

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,204
  • Total interior livable area: 1,204 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 11 x 11

Laundry

  • Level: Main
  • Dimensions: 9 x 17

Living Room

  • Level: Main
  • Dimensions: 13 x 15

Property

Details

  • Parcel number: N44047990
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 40 x 128

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$103$1,236
Property Taxes $120$1,440
Electricity $193$2,320
Total$1,123$13,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,502/yr
40% on housing$33,690/yr
45% on housing$29,946/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 45356$116
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45356$136
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$140,000
1977-12-01Sold$11,000

For Sale by Agent

AgentPaolina T Quafisi
BrokerageRE/MAX Alliance Realty

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