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1027 Minnette Circle, New Bern, NC, 28562

5beds
3baths
2,512sqft
$380,999
$152price/sqft
$2,311/moest. monthly cost
$92,440/yrincome needed

About This Home

Welcome to 1027 Minnette Circle, featuring the highly sought-after Hayden floor plan and a spacious fenced backyard perfect for entertaining, pets, or relaxing outdoors. This impressive two-story home offers 5 bedrooms, 3 full bathrooms, and 2,512 square feet of thoughtfully designed living space. The main level features a versatile flex room just off the foyer, ideal for a formal dining room, home office, or playroom. The beautifully appointed kitchen showcases white soft-close cabinetry, stunning granite countertops, an oversized island with additional seating, and a large pantry. The spacious living room is warm and inviting with an electric fireplace, creating the perfect gathering space. A first-floor bedroom and full bathroom add convenience and flexibility for guests or multi-generational living. Durable Wooloak vinyl flooring extends throughout all common areas, bathrooms, and the laundry room. Upstairs, the primary suite offers a relaxing retreat with a private bath featuring double vanities, a walk-in shower, and two large walk-in closets. The second level also includes three additional bedrooms, another full bathroom, a walk-in laundry room, and a loft-style living area that provides extra space for a media room, office, or lounge. Bathrooms throughout the home feature elegant quartz countertops. For added convenience and peace of mind, the home includes an ADT security system that controls the garage door, doorbell, front door lock, thermostat, and light fixtures. Located in West New Bern, residents enjoy a beautiful balance of winding sidewalks, walking paths, and nature trails throughout the community. Make 1027 Minnette Circle your new home today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Trent Park ElementaryGrades K-52.0 mi
4/10
H J Macdonald MiddleGrades 6-81.0 mi
3/10
New Bern HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Walk-in Closet(s),High Ceilings,Kitchen Island,Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Wood
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Forced Air,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,512
  • Total interior livable area: 2,512 sqft

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 82092 127
  • Zoning: residental
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard,Wood,None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 10,018 sqft
  • Features: Level,Corner Lot
  • Lot size dimensions: See GIS Map

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Detached,Concrete,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Heat Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,926$23,112
Home Insurance *$150$1,800
Property Taxes $2$24
Electricity $233$2,807
Total$2,311$27,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,234/yr
40% on housing$69,330/yr
45% on housing$61,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 28562$177
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28562$181
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$386,000
2025-10-30Sold$363,000
2025-10-02Pending sale$359,890
2025-10-01Price change$359,890
2025-07-09Listed for sale$363,490

For Sale by Agent

AgentCurtis Gatlin
BrokerageCCA Real Estate

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