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324 E Main St, Piqua, OH, 45356

5beds
2baths
3,252sqft
$299,900
$92price/sqft
$2,343/moest. monthly cost
$93,720/yrincome needed

About This Home

Discover an exceptional lifestyle opportunity in this expansive two-story residence, perfectly situated on a generous 1.05-acre lot in Piqua. This remarkable home offers five spacious bedrooms and two full bathrooms across 3252 square feet of living space, providing ample room for comfort and privacy. The property features a chef's kitchen, highlighted by exposed brick, light wood flooring, and a dining area, along with essential appliances such as a dishwasher, microwave, and refrigerator. The kitchen (renovated in 2021) boasts a gas range, a large farmhouse sink, and a rustic brick wall feature, plenty of room for enjoying dinners, all to create a space family and friend can enjoy together. The family room has vinyl plank flooring and a warm brick fireplace, perfect for cozy evenings. 9-foot ceilings, charming fireplaces, and ceiling fans, ensuring comfort and style. The bathrooms include distinct features like a soaking tub in the primary bath and a vessel sink vanity with a rustic mirror. Downstairs bath room has a Bath fitter shower, decorative fireplace and custom sink cabinet. You will appreciate the secondary heat from the 2 pellet stoves. Outside, the property transforms into a private oasis with an inviting above-ground pool, a spacious deck perfect for entertaining, a charming gazebo nestled among mature trees, and a wide porch that extends across the home. A 10' x 20' storage shed and ample yard space complete this picturesque setting, ideal for outdoor recreation and relaxation. Roof, gutters and downspouts new in 2021, furnace and air 2021, windows replaced in 2022, downstairs hot water tank 2025, pool sand filter 2023. New carpet on stairs and second floor in 2026. Buried electric pet fenced lawn. This residence offers a unique blend of classic charm and modern amenities, creating an inviting retreat. Owners love this home, but job transfer is moving them out of state. Occupancy at closing!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Piqua Junior High SchoolGrades 7-81.9 mi
5/10
Piqua High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1863

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: Main
  • Dimensions: 15 x 11

Bedroom

  • Level: Second
  • Dimensions: 17 x 11

Bedroom

  • Level: Second
  • Dimensions: 19 x 10

Bedroom

  • Level: Main
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),High Speed Internet,Pantry,Remodeled,Walk-In Closet(s)
  • Fireplace features: Decorative,Multiple,Stove
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 19 x 12

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump,Natural Gas,Other
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 3,252
  • Total interior livable area: 3,252 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 18 x 17

Laundry

  • Level: Second
  • Dimensions: 10 x 8

Living Room

  • Level: Main
  • Dimensions: 14 x 12

Master Bedroom

  • Level: Second
  • Dimensions: 17 x 14

Office

  • Level: Main
  • Dimensions: 17 x 12

Other

  • Level: Main
  • Dimensions: 7 x 8

Other

  • Level: Main
  • Dimensions: 19 x 8

Property

Details

  • Parcel number: N44099180
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Pool,Porch,Storage

Lot

  • Lot size: 0.93 Acres
  • Lot size dimensions: Irregular

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$222$2,664
Property Taxes $257$3,084
Electricity $348$4,185
Total$2,343$28,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,331/yr
40% on housing$70,290/yr
45% on housing$62,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 45356$116
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45356$136
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$299,900
2026-07-16Price change$313,900
2026-06-27Listed for sale$316,900
2022-05-25Sold$240,000
2022-02-24Contingent$258,000
2022-02-17Pending sale$258,000
2022-02-01Listed for sale$258,000
2017-07-10Sold$137,000
2015-07-08Sold$1,000
2014-01-07Sold$36,000

For Sale by Agent

AgentRichard Pierce
BrokerageColdwell Banker Heritage

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