2197 N Williams Ridge Rd, Eckerty, IN, 47116
About This Home
PRICE REDUCTION!! OWNER SAYS LET'S MAKE A DEAL! Cute and cozy 1.5 story log home ready for your finishing touches. Large walk around deck, upper balcony, the lake can been seen in the winter from the upper balcony. Inside on the main level there is a great room for the kitchen and living room. There is also a bedroom and a full bathroom. The upper level can be another bedroom or office area. Home is still under some construction on the interior. Just under 1 acre. Located within minutes of Patoka Lake!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Metal
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Architectural style: Log
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Vaulted Ceiling(s),Stand Up Shower
- Window features: Double Pane Windows
- Finished area below ground: 0
- Finished area above ground: 1,050
Heating & Cooling
- Heating features: Electric
- Cooling features: Other
Interior Area
- Total structure area: 2,100
- Total interior livable area: 1,050 sqft
Kitchen
- Level: Main
- Area: 288
Living Room
- Level: Main
- Area: 288
Property
Details
- Parcel number: 130503460001.000009
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck Covered,Porch Covered
- Exterior features: Balcony
Lot
- Lot size: 0.91 Acres
- Features: Irregular Lot,Few Trees,Rural
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $935 | $11,220 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $97 | $1,164 |
| Electricity | $184 | $2,212 |
| Total | $1,430 | $17,160 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $185,000 |
| 2026-06-11 | Listed for sale | $195,000 |
| 2025-04-30 | Listing removed | $199,900 |
| 2024-08-30 | Price change | $199,900 |
| 2024-06-19 | Price change | $225,000 |
| 2024-04-29 | Listed for sale | $250,000 |
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