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1000 Echo Lake Dr, Piqua, OH, 45356

2beds
3baths
2,522sqft
$469,900
$186price/sqft
$3,397/moest. monthly cost
$135,880/yrincome needed

About This Home

Must see inside to appreciate this one-of-a-kind custom-built lakeside home! Offering over 2,500 square feet of thoughtfully designed living space, this exceptional property combines comfort, quality, and outdoor recreation. Situated on Echo Lake with access to Frantz Pond and Swift Run, enjoy fishing, kayaking, boating, and the beauty of nature right outside your door. The home features two oversized bedrooms, each with a private en-suite bath, an expansive kitchen with granite countertops, abundant cabinetry, and a gas stove, and a spacious great room highlighted by a stunning stone fireplace with a newer insert and metal liner. Car enthusiasts and hobbyists will love the impressive 6-car pull-through garage with additional storage space. Outside, relax in your private backyard retreat featuring a 14' x 30' inground pool and vinyl privacy fencing. Built with quality in mind, the home also includes 5/8-inch fire-resistant drywall throughout. A rare opportunity to own a unique lakeside property offering exceptional space, craftsmanship, and amenities. Must see in person to fully appreciate all this home has to offer!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Piqua Junior High SchoolGrades 7-83.0 mi
5/10
Piqua High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Disposal,Microwave,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Dimensions: 23 x 24

Bedroom

  • Level: Second
  • Dimensions: 21 x 22

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 18 x 22

Features

  • Ceiling Fan(s),Granite Counters,High Speed Internet,Hot Tub/Spa,Jetted Tub,Kitchen Island,Vaulted Ceiling(s),Walk-In Closet(s)
  • Fireplace features: Insert,Wood Burning
  • Fireplace: Yes

Great Room

  • Level: Main
  • Dimensions: 25 x 29

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,522
  • Total interior livable area: 2,522 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Main
  • Dimensions: 15 x 19

Other

  • Level: Main
  • Dimensions: 4 x 7

Property

Details

  • Parcel number: N44073491
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Pool features: In Ground,Pool
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Fence,Pool,Porch,Patio,Storage

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: 000 x 000

Parking

  • Total spaces: 4
  • Parking features: Attached,Four or more Spaces,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$348$4,176
Property Taxes $403$4,836
Electricity $270$3,245
Total$3,397$40,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,468/yr
40% on housing$101,910/yr
45% on housing$90,586/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 45356$113
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45356$136
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Price change$469,900
2026-06-16Price change$499,000
2026-05-22Listed for sale$514,900
2019-10-17Sold$220,000
2019-08-22Pending sale$229,900
2019-08-19Price change$229,900
2019-08-12Price change$240,000
2019-07-31Price change$259,900
2019-05-10Listed for sale$305,000
2019-05-06Sold$200,000

For Sale by Agent

AgentBert K Barnes
BrokerageGarden Gate Realty Inc.

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