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23524 NW Saint Helens Rd #19, Portland, OR, 97231

--beds
1baths
383sqft
$55,000
$144price/sqft
$512/moest. monthly cost
$20,480/yrincome needed

About This Home

*NO RENTALS ALLOWED, CASH ONLY** NO HOA, MONTHLY DUES ARE FOR SLIP RENTAL, AND THE OWNER CANNOT IN TURN RENT THE HOME (SUBLET)*Affordable weekend retreat awaits a new owner in the scenic Multnomah Channel! Perfect for weekends / holidays on the river, or full time living for the downsizer or tiny home enthusiast. Great room studio style layout has bamboo flooring, an open kitchen, and front deck for relaxation during the sunny season. Add a murphy bed or convertible couch and create your comfy living space! Rear boat garage can accommodate up to a 24' boat, additional space on the side for toys, paddle craft, or whatever may need mooring. Shotgun style bathroom on the north side has bamboo flooring, pedestal sink, shower stall, and storage closet. From the bathroom enter the boat well and access a stackable washer and dryer and storage options on the south side enclosed gangway. Water is currently pumped from the river and filtered, option to hook up to community water. a Mini split unit will keep your space temperate year round, furnishings included if desired. Cash only; float will not finance. Repair for refinancing or enjoy as-is for years to come!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

9/10
8/10
Lincoln High SchoolGrades 9-1214.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Foundation: Other
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Built-In Range,Free-Standing Refrigerator,Water Purifier,Washer/Dryer,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Shower
  • Window features: Aluminum Frames,Vinyl Frames
  • Flooring: Bamboo

Heating

  • Heating features: Ductless,Mini Split

Interior Area

  • Total structure area: 383
  • Total interior livable area: 383 sqft

Kitchen

  • Features: Builtin Range,Bamboo Floor, Free Standing Refrigerator
  • Level: Main
  • Area: 56

Living Room

  • Features: Deck,Bamboo Floor
  • Level: Main
  • Area: 198

Property

Accessibility

  • Accessibility features: One Level,Accessibility

Details

  • Parcel number: Not Found

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Dock
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Features: SqFt 0K to 2999
  • Lot size dimensions: 25' * 47'

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance *$12$144
Property Taxes $46$552
Electricity $176$2,119
Total$512$6,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,554/yr
40% on housing$15,360/yr
45% on housing$13,653/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 97231$290
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97231$264
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$65,000
2026-02-21Price change$69,900
2025-11-23Listed for sale$74,900
2024-12-17Listing removed$99,500
2024-07-08Price change$99,500
2024-05-07Listed for sale$109,900

For Sale by Agent

AgentDaniel Comfort
BrokerageMORE Realty

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