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51 Elm Street #309, Laconia, NH, 03246

2beds
2baths
1,321sqft
$599,950
$454price/sqft
$4,118/moest. monthly cost
$164,720/yrincome needed

About This Home

Welcome to 51 Elm Street, Unit 309, where effortless one-level living meets modern luxury in the heart of the Lakes Region, perfectly positioned between Lake Winnipesaukee and Lake Opechee. This thoughtfully designed two-bedroom, single-floor condo spans over 1,300 square feet, offering a seamless open layout that’s ideal for everyday living, entertaining, and enjoying abundant natural light. The kitchen, centered around a striking waterfall island, flows naturally into a spacious and inviting living area—perfect for hosting friends, relaxing, or casual dining. Designer-grade finishes and premium materials throughout create a polished, contemporary aesthetic that feels both stylish and low-maintenance, perfect for a lock-and-leave lifestyle. Residents enjoy unmatched convenience with elevator access, attached covered parking, and no exterior upkeep to worry about. Building amenities include a state-of-the-art fitness center and a one-of-a-kind rooftop deck with sweeping views—an exclusive feature in the Lakes Region. From the dramatic arched entry to the tech-forward features throughout, Unit 309 delivers modern, maintenance-free living on one level, making it an ideal full-time residence, weekend retreat, or in-town home just steps from dining, shopping, and waterfront recreation.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Elm Street SchoolGrades PK-50.8 mi
5/10
Laconia Middle SchoolGrades 6-80.9 mi
2/10
Laconia High SchoolGrades 9-121.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Flat
  • Construction materials: Metal,Steel Frame,Cement Exterior

Type & Style

  • Home type: Condo
  • Architectural style: Modern Architecture
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,Range Hood,Microwave,Gas Range,ENERGY STAR Qualified Washer,Natural Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Interior Stairs,Storage Space,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Kitchen/Living
  • Flooring: Carpet,Tile,Vinyl Plank
  • Finished area below ground: 0
  • Finished area above ground: 1,321

Heating & Cooling

  • Heating features: Natural Gas,Direct Vent,Forced Air,Ceiling
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,321
  • Total interior livable area: 1,321 sqft

Property

Accessibility

  • Accessibility features: Mailbox Access w/No Steps,Access to Parking,Access to Restroom(s),Multi-Level w/Lift,Paved Parking

Details

  • Zoning description: RES/COMM
  • Other equipment: Sprinkler System

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Trash,Balcony
  • Has view: Yes
  • Waterbody name: Lake Winnipesaukee

Lot

  • Features: Condo Development,Sidewalks,Views,Walking Trails,In Town,Near Country Club,Near Golf Course,Near Paths,Near Shopping,Near Skiing,Near Railroad

Parking

  • Total spaces: 1
  • Parking features: Paved,Assigned,On Site,Parking Spaces 1,Visitor,Covered,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Ice Storm
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance $198$2,376
Property Taxes $604$7,248
Electricity $283$3,398
Total$4,118$49,416

Income You'd Need if You Spent...

35% on housing$141,188/yr
40% on housing$123,540/yr
45% on housing$109,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 03246$256
Belknap County$338

vs Homes Sold Last Month

Median $/sqft

ZIP 03246$286
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$639,950
2025-10-01Listing removed$699,900
2024-05-08Listed for sale$699,900

New Construction

AgentShannon L Casey
BrokerageKW Coastal and Lakes & Mountains Realty/Meredith

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