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340 E Melford Ave, Dayton, OH, 45405

2beds
1baths
912sqft
$134,900
$148price/sqft
$1,320/moest. monthly cost
$52,800/yrincome needed

About This Home

BRAND NEW ROOF!!!! Complete roof tear off including a warranty. Move in & enjoy this charming, brick, home located in a quiet neighborhood. Positioned on a partially fenced lot, there's ample space for gardening or various outdoor activities. It offers a spacious living room that is open to the dining room, & steps away from the kitchen. Kitchen has great access to the covered patio & already has the range and refrigerator installed (no warranty is included on the appliances). Boasting 2 cozy bedrooms & a well-appointed full bathroom, wood floors, & 1-car attached garage. Nice knotty pine room in the basement for a variety of activities. It has been updated with fresh paint; new kitchen floor; glass block windows in the bathroom & basement; updated electric service; new gas line & meter; new water heater & fresh exterior paint. The stone-walled driveway has drainage holes to prevent collapse & sump pit in garage for heavy rain overflows. Take this opportunity to make this beauty your new home before summertime! Sterling Land Title has completed all title work and shall be used for closing.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

2/10
Valerie Elementary SchoolGrades PK-62.1 mi
2/10
4/10
Meadowdale High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1944

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Main
  • Dimensions: 13 x 10

Bedroom

  • Level: Main
  • Dimensions: 11 x 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 11 x 9

Features

  • Ceiling Fan(s)
  • Window features: Double Hung

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Kitchen

  • Level: Main
  • Dimensions: 11 x 8

Living Room

  • Level: Main
  • Dimensions: 18 x 11

Other

  • Level: Basement
  • Dimensions: 15 x 9

Property

Details

  • Parcel number: E20170070226
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Fence,Patio
  • Fencing: Partial

Lot

  • Lot size: 6,433 sqft
  • Lot size dimensions: 45 x 143

Parking

  • Total spaces: 1
  • Parking features: Attached,Built In,Garage,One Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$251$3,012
Property Taxes $194$2,328
Electricity $193$2,320
Total$1,320$15,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,257/yr
40% on housing$39,600/yr
45% on housing$35,200/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 45405$64
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45405$64
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$134,900
2026-06-20Listed for sale$138,900
2026-05-28Pending sale$138,900
2026-05-19Listed for sale$138,900
2022-04-10Listing removed--
2022-04-06Listed for rent$875
2008-01-17Sold$37,000
2005-05-20Sold$48,000
1998-12-31Sold$58,700

For Sale by Agent

AgentPenny Bizek
BrokerageBruns Realty Group, LLC

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