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2516 Ashcraft Rd, Dayton, OH, 45414

3beds
3baths
2,744sqft
$400,000
$146price/sqft
$3,137/moest. monthly cost
$125,480/yrincome needed

About This Home

1 acre land 3-Unit Apartment

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
3/10
Northridge Middle SchoolGrades 6-80.7 mi
3/10
Northridge High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Concrete Block

Type & Style

  • Home type: MultiFamily

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,744 sqft

Property

Details

  • Parcel number: E21174110025

Features

  • Exterior features: Cement / Concrete

Lot

  • Lot size: 0.96 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$245$2,940
Property Taxes $576$6,912
Electricity $294$3,531
Total$3,137$37,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,554/yr
40% on housing$94,110/yr
45% on housing$83,653/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 45414$109
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45414$132
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$200,000
2024-09-26Sold$150,000
2024-06-17Price change$163,000
2024-05-30Pending sale$163,400
2024-05-13Price change$163,400
2024-04-22Listed for sale$163,900
2024-04-18Pending sale$163,900
2024-03-29Price change$163,900
2024-03-21Price change$164,400
2024-03-14Price change$164,900
2024-02-29Listed for sale$165,000
2024-02-08Pending sale$165,000
2023-11-15Price change$165,000
2023-11-06Price change$172,000
2023-10-21Price change$180,000
2023-10-02Price change$194,900
2023-09-14Listed for sale$210,000
2023-01-10Sold$42,367

For Sale by Owner

AgentProperty Owner

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