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317 Cottontail Lane, Chelan, WA, 98816

1beds
1baths
676sqft
$599,000
$886price/sqft
$3,684/moest. monthly cost
$147,360/yrincome needed

About This Home

Newly constructed home in Chelan Vista Heights on 20 acre parcel. This custom built practical home, designed as an Accessory Dwelling unit, features a contemporary design with one spacious bedroom, luxury bathroom, open concept kitchen, light and airy living room and covered view deck perched above the 1.5 car garage/shop. The focal point is the 12' x 24' sparkling in ground fiberglass pool with stunning views of the city, surrounding mountains and forest. RV hook-up. Home is served by private well and septic system. Building design for additional home is available for review and required to fully comply with the HOA architectural design criteria. Seclusion and privacy are the trademarks of this unique property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Chelan Middle SchoolGrades 6-83.8 mi
6/10
Chelan High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2023

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Composition
  • Construction materials: Metal/Vinyl,Wood Products

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 676
  • Total interior livable area: 676 sqft

Kitchen With Eating Space

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 282331120100
  • Zoning: R-20
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,In-Ground
  • Patio & porch: Dbl Pane/Storm Window,Pantry
  • Has view: Yes
  • View description: City,Territorial
  • Topography of land: Level,Partial Slope,Sloped
  • Residential vegetation: Wooded

Lot

  • Lot size: 20.10 Acres
  • Features: Corner Lot,Dead End Street,Secluded,Value In Land,Deck,Electric Car Charging

Parking

  • Total spaces: 11
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Avalanche
Inland Flooding
Lightning
Cold Wave
Earthquake
Hail
Winter Weather

FEMA Declared Disasters in Chelan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$183$2,196
Property Taxes $324$3,888
Electricity $149$1,793
Total$3,684$44,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,308/yr
40% on housing$110,520/yr
45% on housing$98,240/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$886This listing

vs Other Active Listings

Avg $/sqft

ZIP 98816$473
Chelan County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 98816$360
Chelan County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$599,000
2025-12-23Sold$499,000
2025-11-25Pending sale$499,000
2025-11-14Listed for sale$499,000
2025-10-19Pending sale$499,000
2025-09-23Price change$499,000
2025-08-26Price change$545,000
2025-08-04Price change$585,000
2025-07-17Price change$635,000
2025-05-01Listed for sale$685,000

For Sale by Agent

AgentJoe Collins
BrokerageWindermere RE/Lk Chelan Midtwn

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