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448 Cache Ave, Fort Morgan, CO, 80701

4beds
4baths
2,882sqft
$660,000
$229price/sqft
$4,491/moest. monthly cost
$179,640/yrincome needed

About This Home

Experience elevated living in this stunning new construction home by GO Homes in The Bijou-move-in ready with no build wait.Designed with an open-concept layout, this home features durable LVP flooring throughout the living, dining, and kitchen areas, creating a seamless and modern feel.The kitchen is both stylish and functional, complete with granite countertops, soft-close cabinetry, and included stainless steel GE Profile appliances-perfect for everyday living and entertaining. Step outside to a covered patio with recessed lighting, ideal for relaxing or hosting year-round.The main-level primary suite offers a true retreat, showcasing tray ceilings, a dual-sink vanity, a walk-in shower with floor-to-ceiling tile, a private water closet, and a spacious walk-in closet with built-in shelving. A second main-level suite with a full bath provides flexibility as a guest room, home office, or private den. You'll also find a convenient half bath and a laundry room with included washer and dryer on the main level.The finished basement expands your living space with a large family room, two generously sized bedrooms with walk-in closets, a 3/4 bath, and a substantial storage room.Additional highlights include a 3-car garage, front yard landscaping with a sprinkler system, and access to The Bijou's community amenities-featuring a fishing pond, walking trails, playground, covered picnic area, fire pits, and a water feature.Ideally located just minutes from downtown and directly across from the middle school.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

1/10
3/10
--
Lincoln High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Microwave

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Bedroom3

  • Level: Basement
  • Area: 110
  • Dimensions: 10 x 11

Bedroom4

  • Level: Basement
  • Area: 165
  • Dimensions: 11 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Features

  • Separate Dining Room
  • Finished area below ground: 1,269
  • Finished area above ground: 1,613

Great Room

  • Level: Basement
  • Area: 435
  • Dimensions: 15 x 29

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,882
  • Total interior livable area: 2,882 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 8 x 9

Living Room

  • Level: Main
  • Area: 289
  • Dimensions: 17 x 17

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 240
  • Dimensions: 15 x 16

Property

Accessibility

  • Accessibility features: Level Lot,Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: 122907305015
  • Zoning: R
  • Special condition: Private Owner,Builder

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 8,125 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding
Lightning
Ice Storm

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$651$7,812
Property Taxes $286$3,432
Electricity $217$2,610
Total$4,491$53,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,977/yr
40% on housing$134,730/yr
45% on housing$119,760/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 7.9%
7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 80701$187
Morgan County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 80701$171
Morgan County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-09Price change$671,825
2025-08-18Listed for sale$681,825
2025-08-01Listing removed$682,165
2024-10-12Price change$682,165
2024-05-11Listed for sale$616,825

For Sale by Agent

AgentAdriana Otero
BrokerageBest Life Realty

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