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32 Beatrice Dr, Dayton, OH, 45404

2beds
1baths
1,040sqft
$159,000
$153price/sqft
$1,434/moest. monthly cost
$57,360/yrincome needed

About This Home

Most likely will need either a cash buyer, or one approved for an FHA 203K loan. Discover comfortable living in this classic brick ranch-style home, beautifully set amidst a lush green lawn with mature shade trees at 32 Beatrice Dr, Dayton, OH 45404. This residence features a well-maintained brick facade and an inviting entry, creating excellent curb appeal. The welcoming entryway leads into a comfortable living space, highlighted by a cozy stone fireplace, providing a focal point for gatherings. A bright picture window offers views of the neighborhood, complementing the plush carpeting throughout the living areas. The inviting dining area, illuminated by a classic chandelier, seamlessly flows into a functional kitchen. The kitchen boasts wood cabinetry, practical appliances including a refrigerator, and range, and ample counter space with classic tile. This charming home offers two restful bedrooms, each with plush carpeting and ample storage, including a walk-in closet in one. The updated full bathroom features a tub and shower combination with clean tile work and a well-lit vanity. The spacious basement offers versatile usage potential, with both unfinished areas ready for your creative vision and a recreation room with wood paneling. Essential utilities are neatly organized in the functional basement space, including a water heater, water softener, washer, and dryer. Secure parking is provided by an integrated garage door system with interior access, and a detached garage offers additional storage and parking. A private covered patio extends entertaining options to the outdoors, perfect for dining al fresco. The expansive, verdant yard, fully fenced and adorned with mature trees, creates a serene outdoor retreat.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
5/10
Mad River Middle SchoolGrades 5-91.3 mi
4/10
Stebbins High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1957

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Main
  • Dimensions: 15 x 11

Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 9 x 8

Features

  • Number of fireplaces: 2
  • Fireplace features: Two,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Level: Main
  • Dimensions: 11 x 8

Living Room

  • Level: Main
  • Dimensions: 20 x 12

Other

  • Level: Lower
  • Dimensions: 20 x 10

Recreation

  • Level: Lower
  • Dimensions: 24 x 17

Utility Room

  • Level: Lower
  • Dimensions: 20 x 12

Property

Details

  • Parcel number: I39005110010
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached,Detached,Garage,One Car Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$209$2,508
Property Taxes $229$2,748
Electricity $193$2,320
Total$1,434$17,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,165/yr
40% on housing$43,020/yr
45% on housing$38,240/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 45404$89
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45404$91
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$159,000
2026-06-12Pending sale$165,000
2026-06-09Listed for sale$165,000

For Sale by Agent

AgentKathy A Winter
BrokerageColdwell Banker Heritage

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