124 Lotta River Dr, Cordova, AL, 35550
About This Home
Nestled in a private setting along the serene Warrior River, this beautifully renovated Southern Living-style cottage offers a perfect blend of comfort and elegance. Built in 2007, this 3-bedroom, 3-bathroom home spans 2240+/- sq ft and is thoughtfully designed to maximize both indoor and outdoor living. The property is designed to embrace the natural beauty of its surroundings. The spacious decks and private setting offer a serene environment for outdoor activities, while the riverfront location provides opportunities for boating, fishing, and enjoying the peaceful waterside ambiance. Listing price also has adjacent lot #6 also included. Call today
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure,Excellent
- Year built: 2007
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3.5
Interior Area
- Total structure area: 2,240
- Total interior livable area: 2,240 sqft
Property
Details
- Zoning: _
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: River Front
- Frontage length: Waterfront Footage(82 feet & 81 ft)
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $670 | $8,040 |
| Property Taxes | $91 | $1,092 |
| Electricity | $250 | $3,007 |
| Total | $3,412 | $40,944 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $479,999 |
| 2026-01-23 | Listed for sale | $484,999 |
| 2025-11-15 | Listing removed | $484,999 |
| 2025-07-02 | Price change | $484,999 |
| 2025-02-03 | Price change | $489,999 |
| 2025-01-13 | Listed for sale | $494,999 |
| 2024-09-09 | Listing removed | $494,999 |
| 2024-09-09 | Price change | $494,999 |
| 2024-05-13 | Listed for sale | $499,999 |
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