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1314 Cole Dr, Trenton, TX, 75490

4beds
2baths
2,125sqft
$364,900
$172price/sqft
$2,618/moest. monthly cost
$104,720/yrincome needed

About This Home

Welcome to 1314 Cole Drive in Trenton, TX. A beautifully designed 4-bedroom, 2-bath home built in 2024, offering modern comfort, thoughtful upgrades, and one of the largest lots in the area at almost a full 0.25 acre. This home stands out with over $12,000 in upgrades! Custom window blinds throughout and built-in shelving in the spacious primary closet, adding both style and functionality. Inside, you’ll find a warm and inviting open layout featuring a cozy fireplace, dedicated dining area, or even home office, and a bright sunroom. Perfect for relaxing, or entertaining year-round! Step outside to a large backyard deck, ideal for grilling, hosting gatherings, or simply enjoying your private outdoor space. With no homes to be built behind, or beside, this property offers rare privacy and long-term peace of mind. Enjoy a park view right from your front yard, adding to the home’s charm and open feel. Located in an up-and-coming area, this home combines new construction quality with space, privacy, and upgrades you won’t find in surrounding properties.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Trenton Elementary SchoolGrades PK-40.4 mi
3/10
Trenton Middle SchoolGrades 5-80.4 mi
7/10
Trenton High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Frame,Radiant Barrier

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 13 x 15

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedroom

  • Level: First
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 9 x 13

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Smart Home,Wired for Sound
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,125 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Pantry
  • Level: First
  • Dimensions: 10 x 14

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 13 x 17

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Linen Closet,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 14

Other

  • Features: Dual Sinks,En Suite Bathroom,Stone Counters,Separate Shower
  • Level: First
  • Dimensions: 9 x 12

Other

  • Level: First
  • Dimensions: 5 x 8

Sunroom

  • Level: First
  • Dimensions: 12 x 12

Utility Room

  • Features: Closet
  • Level: First
  • Dimensions: 5 x 6

Property

Details

  • Parcel number: 000000138754
  • Exclusions: Refrigerator,washer,dryer will be removed

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Deck
  • Exterior features: Other,Private Yard
  • Fencing: Wood
  • Has view: Yes
  • View description: Park/Greenbelt
  • Residential vegetation: Grassed

Lot

  • Lot size: 9,888 sqft
  • Features: Corner Lot,Irregular Lot,Landscaped,Native Plants,Subdivision,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete,Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener,Lighted,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$274$3,288
Property Taxes $261$3,132
Electricity $238$2,859
Total$2,618$31,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,760/yr
40% on housing$78,540/yr
45% on housing$69,813/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 75490$240
Fannin County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 75490$164
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$369,900
2026-04-09Price change$374,900
2026-03-25Listed for sale$379,900
2025-01-24Listing removed$366,890
2024-10-14Pending sale$367,390
2024-10-14Price change$367,390
2024-08-24Price change$367,490
2024-08-07Price change$367,990
2024-07-15Listed for sale$369,990
2024-07-14Listing removed--
2024-07-02Price change$367,890
2024-06-21Price change$369,890
2024-05-13Listed for sale$369,990

For Sale by Agent

AgentJerrod Jaquess
BrokerageAmerican Homestead Real Estate

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