321 N New River Drive, Surf City, NC, 28445
About This Home
Panoramic water views, unbeatable walkability, and one of the best locations in Surf City! Come experience the best of island living in this stunning 6-bedroom, 4.5-bath new construction home with water views from every room. Offering 2,262 square feet of beautifully designed coastal living just steps from the beach, Surf City Pier, downtown shops, restaurants, the park, and the bridge. Perfectly positioned to capture breathtaking panoramic views from the ocean to the Intracoastal Waterway, this exceptional home also offers incredible views of downtown Surf City and the high-rise bridge--creating a truly unforgettable backdrop from sunrise to sunset. Construction was completed in early 2025, and the home has been maintained by the original builder, offering added peace of mind and quality assurance for the next owner. Inside, you'll find a thoughtfully designed floor plan filled with natural light, endless windows, and spectacular water views throughout. Every bedroom in the home enjoys water views, creating a peaceful coastal retreat for owners and guests alike. From nearly every angle, take in expansive ICWW vistas where you can watch boats cruise by and egrets hunt along the shoreline. The open-concept main living space is anchored by a beautifully appointed designer kitchen featuring stainless steel appliances, a custom tiled backsplash, a built-in coffee bar with beverage fridge, and a large pantry just off the kitchen--perfect for everyday convenience and effortless entertaining. Outdoor living is where this home truly shines. Take in gorgeous sunsets from every balcony, or head up to the rooftop deck for sweeping views of the sound, ocean, bridge, and town. The rooftop is already equipped with a raised TV outlet and outdoor TV box, making it the perfect place to relax, entertain, or enjoy one of the best fireworks views in town on the 4th of July. Additional features include an elevator from the ground level to all three floors, generous storage under the home, and the option for the home to convey furnished, offering a true turnkey opportunity. This home has been used for just one rental season, is currently blocked from future bookings, and is move-in ready for a full-time residence, second home, or vacation rental investment. Plus, enjoy walking distance to the park and public boat ramp access, giving you easy access to both land and water adventures. If you've been searching for a home that offers stunning views, walkability, convenience, and luxury coastal living all in one, this is it. Realtor is a member of the selling LLC.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Other,Pilings
- Roof: See Remarks
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Mini Refrigerator,Washer,Refrigerator,Range,Ice Maker,Dryer,Disposal,Dishwasher,Electric Range
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Walk-in Closet(s),Kitchen Island,Elevator,Ceiling Fan(s),Walk-In Closet(s)
- Flooring: LVT/LVP,Tile
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,262
- Total interior livable area: 2,262 sqft
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 42359075180000
- Zoning: C1
- Special condition: Standard
Features
- Levels: Three Or More
- Patio & porch: Open,Covered,Deck,Porch,See Remarks,Wrap Around
- Exterior features: Outdoor Shower,DP50 Windows
- Fencing: None
- Has view: Yes
- View description: Creek/Stream,ICW,Marina,Marsh,Ocean,See Remarks,Sound,Water
- Has water view: Yes
- Water view: Creek/Stream,Marina,Marsh,Ocean,Sound,Water
- On waterfront: Yes
- Waterfront features: Salt Marsh,Sound Side,Marsh Front
- Frontage type: Creek,See Remarks,Marsh Front
- Living area range: 2200 - 2399
Lot
- Lot size: 7,405 sqft
- Features: Open Lot,Salt Marsh,Sound Side
- Lot size dimensions: 59' x 134' x 60' x 132'
Parking
- Parking features: Covered,Underhouse
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Winter Weather
- Inland Flooding
- Ice Storm
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $319 | $3,828 |
| Property Taxes | $318 | $3,816 |
| Electricity | $210 | $2,528 |
| Total | $7,415 | $88,980 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $1,345,000 |
| 2026-01-22 | Listing removed | $1,300,000 |
| 2024-06-21 | Listing removed | -- |
| 2024-05-13 | Listed for sale | $1,300,000 |
| 2023-09-20 | Listing removed | -- |
| 2023-01-24 | Listed for sale | $999,900 |
| 2022-11-18 | Listing removed | -- |
| 2022-07-08 | Price change | $1,000,000 |
| 2022-05-27 | Listed for sale | $1,115,000 |
| 2022-03-30 | Sold | $200,000 |
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