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404 Mound Ave, Miamisburg, OH, 45342

2beds
2baths
--sqft
$179,900
--price/sqft
$1,452/moest. monthly cost
$58,080/yrincome needed

About This Home

Miamisburg two-story beauty — your dream home awaits! This charming home blends timeless character with modern updates, creating a warm and inviting space from the moment you walk in. Step inside to a spacious living room that flows effortlessly into the dining area, making it perfect for both everyday living and entertaining. The fully renovated kitchen is sure to impress, featuring brand-new countertops, built-in microwave, sleek stainless-steel appliances, including a range, refrigerator, dishwasher, along with stylish finishes throughout. The first floor also offers a convenient half bath for both you and your guests. Upstairs, you’ll find a beautifully remodeled full bathroom with an eye-catching tiled shower that brings a touch of luxury to your daily routine. Two generously sized bedrooms provide comfort, space, and plenty of natural light. Fresh paint, new flooring, and plush carpeting throughout give the home a clean, updated feel while maintaining its cozy charm. Outside, enjoy the side porch, a private backyard, and an oversized two-car garage with entrances on both sides. With its impressive size and added versatility, the garage is a standout feature that offers endless possibilities for storage, hobbies, or workspace. This home is more than just a place to live — it’s a place to make memories.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Mound Elementary SchoolGrades K-50.5 mi
5/10
Miamisburg Middle SchoolGrades 6-81.2 mi
7/10
Miamisburg High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1897

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12 x 12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Kitchen

  • Level: Main
  • Dimensions: 13 x 13

Living Room

  • Level: Main
  • Dimensions: 12 x 12

Master Bedroom

  • Level: Main
  • Dimensions: 13 x 13

Property

Details

  • Parcel number: K46003340007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,200 sqft
  • Lot size dimensions: 30 x 140

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$91$1,092
Property Taxes $259$3,108
Electricity $193$2,320
Total$1,452$17,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,782/yr
40% on housing$43,560/yr
45% on housing$38,720/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45342$114
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45342$158
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$189,900
2025-10-06Sold$91,000
2025-08-28Sold$70,000
1996-09-10Sold$60,000

For Sale by Agent

AgentKal Mughrabi
BrokerageColdwell Banker Heritage

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