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2381 Polo Park Dr, Dayton, OH, 45439

4beds
3baths
1,956sqft
$299,900
$153price/sqft
$2,334/moest. monthly cost
$93,360/yrincome needed

About This Home

This modern 4-bedroom, 2.5-bathroom home offers a perfect blend of style and functional living. A bright and welcoming living room, featuring 9-foot ceilings and gorgeous built-ins, provides excellent storage and display space. The open-concept design flows seamlessly into the dining area, making it an ideal setting for gatherings. The kitchen is a true highlight, boasting crisp white cabinetry and SS appliances. Adjacent to this space is a cozy second living area, creating a perfect retreat for relaxation. Convenience is key, with a dedicated first-level laundry room and a handsome half bath located on the main floor. Upstairs, you will find 4 spacious bedrooms, including a large primary en suite complete with a generous closet. The exterior of the home is just as appealing, featuring a two-car attached garage and a large, fully fenced backyard-perfect for outdoor activities and privacy. This home is designed for comfortable, modern living.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

3/10
6/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 13 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13 x 10

Entry Foyer

  • Level: Main
  • Dimensions: 6 x 5

Family Room

  • Level: Main
  • Dimensions: 17 x 15

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Kitchen/Family Room Combo,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,956
  • Total interior livable area: 1,956 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 9

Living Room

  • Level: Main
  • Dimensions: 15 x 15

Master Bedroom

  • Level: Second
  • Dimensions: 15 x 12

Utility Room

  • Level: Main
  • Dimensions: 7 x 6

Property

Details

  • Parcel number: K47212220003
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fence,Sprinkler/Irrigation,Patio,Storage

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 52' x 129'

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$177$2,124
Property Taxes $432$5,184
Electricity $209$2,517
Total$2,334$28,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,022/yr
40% on housing$70,020/yr
45% on housing$62,240/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 45439$138
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45439$152
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$299,900
2024-04-11Sold$265,000
2024-03-12Pending sale$259,900
2024-03-11Listed for sale$259,900
2019-08-29Sold$183,000
2019-07-25Pending sale$182,500
2019-07-19Price change$182,500
2019-06-26Listed for sale$187,900
2017-05-26Sold$153,000
2017-05-03Pending sale$155,000
2017-04-26Listed for sale$155,000
2017-04-11Pending sale$155,000
2017-04-08Listed for sale$155,000
2015-08-01Listing removed$154,900
2015-06-12Price change$154,900
2015-05-24Price change$159,900
2015-05-05Listed for sale$163,900
2009-05-08Sold$152,000

For Sale by Agent

AgentJill Aldineh
BrokerageRE/MAX Victory + Affiliates

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