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LOT 33 Indian Oaks Trl, Prudenville, MI, 48651

5beds
3baths
3,621sqft
$650,000
$180price/sqft
$4,558/moest. monthly cost
$182,320/yrincome needed

About This Home

Brand New Build Coming Soon! An exciting opportunity awaits in a sought-after subdivision! This beautifully crafted new construction will feature a stellar layout with 3 bedrooms on the main level and 2 additional bedrooms with egress windows in the finished basement, giving you a total of 5 bedrooms—perfect for a growing family or hosting guests. The basement will also include a small wet bar/kitchenette, creating the perfect space for entertaining or even transforming into a mother-in-law suite. Add in the attached garage and fine touches throughout, and you've got modern comfort with room to grow. Get in early and work with the builder to make it your own before completion! Don't miss this rare opportunity to customize your dream home—reach out today!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
Collins Elementary SchoolGrades PK-24.3 mi
6/10
Houghton Lake High SchoolGrades 7-124.1 mi
5/10
Collins Elementary SchoolGrades PK-64.3 mi

Construction

Condition

  • Property condition: To Be Built

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 1,877

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 3,621
  • Total interior livable area: 3,621 sqft

Property

Details

  • Parcel number: 0033850330000

Features

  • Frontage type: None

Lot

  • Lot size dimensions: 124 x 246 x 93 x 226

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Hail
Tornado
Wildfire

FEMA Declared Disasters in Roscommon County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$396$4,752
Property Taxes $482$5,784
Electricity $394$4,739
Total$4,558$54,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,274/yr
40% on housing$136,740/yr
45% on housing$121,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 48651$164
Roscommon County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 48651
Roscommon County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-03-11Listed for sale$650,000

For Sale by Agent

AgentMorgan Robinson
BrokerageNextHome Up North

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