1020 S Elm St, Dayton, OH, 45449
About This Home
One owner, custom built home offering 4 bedrooms and 3 full baths. With over 2500 sq ft this brick ranch has a finished walk out basement. You will want to see all the wonderful space this home has to offer. On the main level are three of the bedrooms, kitchen, dining room, living room and two full baths. The spacious walkout basement has a bedroom, a full bath, family room, recreation room, kitchenette, bonus room for hobbies or storage, utility room and laundry room. Outside has a large, fenced back yard with a storage shed. There’s also a deck that’s perfect for morning coffee or relaxing in the evening. A large, covered patio offers space for outdoor entertaining. There’s also a front porch perfect for watching the sunset. The two-car garage has a loft for additional storage. Located within walking distance to Wilson Park. This home is being sold as is to settle the estate. Please note the fireplace is not warranted. The refrigerator will not stay, but both washer and dryer are included.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Water Softener,Washer
Basement
- Has basement: Yes
- Basement: Full,Finished,Walk-Out Access
Bedroom
- Level: Main
- Dimensions: 12 x 10
Bedroom
- Level: Main
- Dimensions: 10 x 9
Bedroom
- Level: Basement
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
Bonus Room
- Level: Basement
- Dimensions: 12 x 10
Dining Room
- Level: Main
- Dimensions: 10 x 9
Entry Foyer
- Level: Main
- Dimensions: 8 x 4
Family Room
- Level: Basement
- Dimensions: 17 x 11
Features
- Window features: Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: One,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,640
- Total interior livable area: 2,640 sqft
Kitchen
- Level: Main
- Dimensions: 10 x 10
Living Room
- Level: Main
- Dimensions: 16 x 12
Master Bedroom
- Level: Main
- Dimensions: 13 x 12
Recreation
- Level: Basement
- Dimensions: 18 x 10
Utility Room
- Level: Basement
- Dimensions: 9 x 6
Property
Details
- Parcel number: K48008020007
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck,Storage
Lot
- Lot size: 0.32 Acres
- Lot size dimensions: 80 x 172 x 80 x 171
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $497 | $5,964 |
| Electricity | $283 | $3,397 |
| Total | $2,711 | $32,532 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $329,900 |
| 2026-07-24 | Listed for sale | $345,000 |
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