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14454 Coral Ave, Mercer, MO, 64661

2beds
2baths
1,400sqft
$350,000
$250price/sqft
$2,564/moest. monthly cost
$102,560/yrincome needed

About This Home

NEWER HOME + ACREAGE + SHOP IN NORTH MISSOURI! If you’ve been searching for a newer home with acreage, this one checks all the boxes! Built less than 2 years ago, this custom home sits on 3.85 acres and includes a brand-new 30x60 outbuilding with plenty of room for equipment, hobbies, storage, or a workshop. Step inside to an inviting open-concept layout featuring beautiful custom kitchen cabinetry that immediately catches your eye. The kitchen flows seamlessly into the dining and living areas, creating a spacious and comfortable gathering space. Just off the living room is a bonus office that could easily serve as a 3rd bedroom if needed. The detached garage also includes a separate room currently used for baking and cooking prep, offering extra flexibility and functionality. The home features 1.5 baths, including a custom shower with dual shower heads for a luxurious touch. New construction homes on small acreage tracts are hard to find in North Missouri — and you couldn’t build this property today for the asking price!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

1/10
5/10
Mercer High SchoolGrades 7-121.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Built-In Oven
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Kitchen Island,Pantry
  • Window features: Thermal Windows
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,400

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Attic Fan,Electric

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 07040200000003.03

Lot

  • Lot size: 3.85 Acres
  • Features: Acreage

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Drought
Hail
Inland Flooding
Strong Wind
Heat Wave
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$453$5,436
Property Taxes $201$2,412
Electricity $141$1,693
Total$2,564$30,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,908/yr
40% on housing$76,920/yr
45% on housing$68,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 7.8%
7.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 64661$28
Mercer County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 64661
Mercer County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$325,000
2026-05-18Listed for sale$350,000
2025-05-15Listing removed$399,000
2024-11-15Listed for sale$399,000

For Sale by Agent

AgentDonald Wilburn
BrokerageCentury 21 Team Elite

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