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4809 Decorah Way S, Fargo, ND, 58104

4beds
4baths
2,884sqft
$578,641
$201price/sqft
$3,868/moest. monthly cost
$154,720/yrincome needed

About This Home

Modern 4-bed, 3-bath rambler with a 3-stall garage and clean, contemporary exterior. Includes kitchen appliances, a fully sodded 5,000 sq ft yard, sprinkler system, and a 10’ x 12’ patio. Also includes a $5,000 front-yard landscaping allowance. NO SPECIALS — any existing/legacy specials will be paid off by the builder at closing. $100/month HOA for common areas only. Move-in ready with great value and peace of mind. Photos of previous model may depict upgrades not reflected in list price.

Getting Around

28
WalkingCar-Dependent
18
TransitMinimal Transit
43
BikeSomewhat Bikeable

Schools

8/10
Independence ElementaryGrades K-50.4 mi
6/10
Liberty Middle SchoolGrades 6-80.9 mi
5/10

Construction

Condition

  • Year built: 2026

Other

  • Builder name: THOMSEN HOMES, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Basement

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main

Features

  • Finished area below ground: 1,282
  • Finished area above ground: 1,442

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,884
  • Total interior livable area: 2,884 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 01882600020000
  • Zoning description: Residential-Single Family
  • Foundation area: 1442

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,230 sqft
  • Lot size dimensions: 7239

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Ice Storm
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across North Dakota Counties

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,925$35,100
Home Insurance $222$2,664
Property Taxes $535$6,420
Electricity $186$2,237
Total$3,868$46,416

Income You'd Need if You Spent...

35% on housing$132,617/yr
40% on housing$116,040/yr
45% on housing$103,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 58104$191
Cass County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 58104
Cass County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-27Listed for sale$578,641

For Sale by Agent

AgentAdam Runde
BrokerageRaboin Realty

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