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787 Heavenly, Frenchburg, KY, 40322

3beds
2baths
1,662sqft
$455,000
$274price/sqft
$3,337/moest. monthly cost
$133,480/yrincome needed

About This Home

Sheltowee is a 3 bedroom, 2 bath cabin situated along a cliff-line overlooking the Daniel Boone National Forest and the Red River Gorge. Custom counters, real wood accents throughout, a stone fireplace, screened in sitting area and two covered decks overlooking the Gorge make this a unique and exciting getaway or forever home. The kitchen is fully equipped and the living room is set up so you can comfortably enjoy the fireplace and flat screen tv, while still enjoying cliff line views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Menifee Central SchoolGrades K-72.3 mi
3/10

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Log Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Cooktop,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Entrance Foyer,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Laminate
  • Fireplace features: Blower Fan,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,662

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,662
  • Total interior livable area: 1,662 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Features

  • Levels: Two
  • Has view: Yes
  • View description: Trees/Woods,Mountain(s)

Lot

  • Lot size: 1.35 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Landslide
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$713$8,556
Property Taxes $170$2,040
Electricity $154$1,850
Total$3,337$40,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,411/yr
40% on housing$100,110/yr
45% on housing$88,986/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.0%
12.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 40322$136
Menifee County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 40322$77
Menifee County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$455,000
2026-03-11Price change$478,000
2026-01-07Price change$499,999
2025-08-15Price change$515,000
2025-02-04Price change$525,000
2024-07-26Price change$550,000
2024-05-16Listed for sale$575,000

For Sale by Agent

AgentHeather Isaacs
BrokerageLifstyl Real Estate

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