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3852 Waterbury Dr, Dayton, OH, 45439

3beds
1baths
1,040sqft
$196,000
$188price/sqft
$1,581/moest. monthly cost
$63,240/yrincome needed

About This Home

Cute home well maintained. Great location. Great neighborhood. Large living room, formal dining area and kitchen with all appliances. Three ample sized bedrooms and a full bath. Outside you’ll find a lovely covered patio overlooking a large fully fenched in yard.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
8/10
Van Buren Middle SchoolGrades 6-82.4 mi
7/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Asphalt
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: N64014070023
  • Zoning: Residential

Features

  • Levels: 1 Story
  • Exterior features: Brick
  • Has view: Yes
  • View description: None
  • On waterfront: Yes

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $991$11,892
Home Insurance *$115$1,380
Property Taxes $282$3,384
Electricity $193$2,320
Total$1,581$18,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,205/yr
40% on housing$47,430/yr
45% on housing$42,160/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 45439$144
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45439$152
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Listed for sale$196,000
2025-01-28Listing removed$1,500
2025-01-12Listed for rent$1,500
2022-05-24Sold$162,000
2022-05-08Pending sale$150,000
2022-05-06Listed for sale$150,000

For Sale by Owner

AgentProperty Owner

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