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3 Oak Dale Drive #3, Scarborough, ME, 04074

2beds
2baths
882sqft
$350,000
$397price/sqft
$2,384/moest. monthly cost
$95,360/yrincome needed

About This Home

Welcome to 3 Oak Dale Drive in Scarborough--an inviting and well-maintained 2-bedroom, 1.5-bath condo offering the perfect blend of comfort, privacy, and low-maintenance living. Ideally located just outside the highly anticipated Scarborough Downs development--soon to become the town's vibrant center with walking trails, restaurants, grocery stores, and community amenities--this home offers both peaceful surroundings and exciting future convenience. Tucked away on a private, association-maintained road, this property delivers a sense of privacy while still being close to everything Scarborough has to offer. Step inside to a functional and welcoming first floor featuring a spacious living room, dedicated dining area, and a bright kitchen--ideal for both everyday living and entertaining. Hardwood floors run throughout the home, adding warmth and continuity, while a mini split system provides efficient heating and air conditioning for year-round comfort. A convenient half bath off the kitchen adds ease for guests. Upstairs, you'll find two comfortable bedrooms and a full bath, creating a simple and efficient layout that works for a variety of lifestyles. Out back, enjoy your own private deck overlooking peaceful woods--your own quiet retreat for morning coffee or winding down at the end of the day. This property also offers exceptional practicality with a detached one-car garage complete with storage above, plus an additional assigned parking space--plenty of room for both storage and convenience. Whether you're looking for your first home, or a downsizing option, this condo checks the boxes for easy living in a desirable and rapidly evolving Scarborough location. This property has already been inspected and is ready for it's next owner!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
Wentworth SchoolGrades 3-50.3 mi
9/10
9/10
Scarborough High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab,Poured Concrete
  • Roof: Shingle
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Electric Range,Refrigerator,Washer

Bedroom1

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area
  • Level: First

Features

  • Bathtub
  • Door features: Storm Door(s)
  • Flooring: Tile,Wood
  • Finished area below ground: 0
  • Finished area above ground: 882
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Direct Vent Heater
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 882
  • Total interior livable area: 882 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 3Oak Dale Drive3ScarboroR592203
  • Zoning: res

Features

  • Patio & porch: Deck

Lot

  • Features: Near Town,Neighborhood,Cul-De-Sac,Landscaped,Wooded

Parking

  • Total spaces: 1
  • Parking features: Paved,1 - 4 Spaces,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Coastal Flooding
Hail
Hurricane
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $77$924
Property Taxes $294$3,528
Electricity $244$2,930
Total$2,384$28,608

Income You'd Need if You Spent...

35% on housing$81,737/yr
40% on housing$71,520/yr
45% on housing$63,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 04074$358
Cumberland County$369

vs Homes Sold Last Month

Median $/sqft

ZIP 04074$354
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$365,000
2026-04-20Pending sale$365,000
2026-04-15Listed for sale$365,000
2013-07-31Sold$123,500

For Sale by Agent

BrokerageSignature Homes Real Estate Group, LLC

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