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4763 Ridgebury Dr, Dayton, OH, 45440

4beds
2baths
2,190sqft
$325,000
$148price/sqft
$2,480/moest. monthly cost
$99,200/yrincome needed

About This Home

Brick Ranch near Polen Farm and JFK Park, offering 2,190 square feet of comfortable living space. The living room features a vaulted ceiling and a large front window that brings in natural light. The kitchen includes a peninsula for casual dining and opens to a dining area and access to the back patio. The Family room has a gas fireplace and built-in cabinetry for added style. The Primary Suite includes outside access to a side patio, a skylight, walk-in closet and an ensuite bath with a shower and separate soaking tub. Three additional bedrooms share a full hall bathroom, with a large hall storage closet nearby offering flexible storage. A dedicated laundry room with utility sink, an entry closet, and a 2-car detached garage round out the home's practical features. The backyard is fenced and includes a patio. New roof (2026). Schedule your private showing today.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
6/10
Kettering Middle SchoolGrades 6-81.6 mi
7/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Gas Water Heater

Bedroom

  • Level: Main
  • Dimensions: 11 x 10

Bedroom

  • Level: Main
  • Dimensions: 10 x 14

Bedroom

  • Level: Main
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 13 x 11

Entry Foyer

  • Level: Main
  • Dimensions: 7 x 10

Features

  • Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Bay Window(s)
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,190
  • Total interior livable area: 2,190 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 12

Laundry

  • Level: Main
  • Dimensions: 14 x 10

Living Room

  • Level: Main
  • Dimensions: 20 x 16

Living Room

  • Level: Main
  • Dimensions: 20 x 13

Master Bedroom

  • Level: Main
  • Dimensions: 13 x 14

Property

Details

  • Parcel number: N64023150031
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Fence,Patio

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: Of Record

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$135$1,620
Property Taxes $468$5,616
Electricity $234$2,818
Total$2,480$29,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,028/yr
40% on housing$74,400/yr
45% on housing$66,133/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 45440$145
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45440$167
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$319,000
2026-07-31Listed for sale$325,000
2024-01-03Sold$260,000
2023-11-25Pending sale$260,000
2023-11-03Listed for sale$260,000
2023-10-18Listing removed--
2023-10-03Pending sale$265,000
2023-09-28Price change$265,000
2023-09-12Listed for sale$280,000
2011-12-20Sold$112,000
2011-09-09Sold$139,000
2011-08-12Listed for sale$109,900
2001-11-29Sold$150,000

For Sale by Agent

AgentMark G Rosko
BrokerageKeller Williams Community Part

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