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8344 US Highway 441, Okeechobee, FL, 34974

2beds
1baths
704sqft
$240,000
$341price/sqft
$1,812/moest. monthly cost
$72,480/yrincome needed

About This Home

Whether you are escaping the hustle and bustle of the city or looking for a turn-key investment, look no further. This charming, authentic log cabin is situated on the water in a small fishing-focused community. The cabin offers two bedrooms, one on the main floor and a second in the loft, one full bathroom with tub and shower. A new water heater, newer roof, new water filtration system, newly paved driveway that fits two vehicles, and screened-in patio which over-looks breathtaking sunsets. The community features a heated pool with whirlpool, docks for boats (first-come, first-served), fish-cleaning station, community deck, fire pits, and community laundry room. The cabin is already rented for most of the upcoming winter season, which can be transferred to the new owner or canceled.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
2/10
Osceola Middle SchoolGrades 6-86.6 mi
3/10
Okeechobee High SchoolGrades 9-127.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Softener Owned,Water Softener,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Family/Dining Room,Main Level Primary,Tub Shower,Vaulted Ceiling(s)
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 704 sqft

Property

Details

  • Parcel number: R10938360060000000090
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Entry location: First Floor Entry,Vaulted Ceilings
  • Pool features: Association
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Barbecue,Outdoor Living Area,Porch
  • Has spa: Yes
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access,Canal Front,Lake Front,Lake Privileges
  • Frontage type: Waterfront
  • Frontage length: 100.00,100.00

Lot

  • Lot size: 625 sqft
  • Features: Zero Lot Line

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$256$3,072
Property Taxes $146$1,752
Electricity $197$2,366
Total$1,812$21,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,125/yr
40% on housing$54,360/yr
45% on housing$48,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$163
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-19Price change$240,000
2025-05-15Price change$225,000
2025-04-09Price change$249,000
2025-01-19Listed for sale$255,000
2024-08-15Listing removed--
2024-05-20Listed for sale$259,000

For Sale by Agent

AgentIlana Levy
BrokerageRoyal Realty Investment Group

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