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1261 Hartland Rd, Clay, WV, 25043

3beds
2baths
1,118sqft
$182,000
$163price/sqft
$1,356/moest. monthly cost
$54,240/yrincome needed

About This Home

Discover the ideal blend of comfort, space, & natural beauty with this beautifully situated home on 2.05 private acres. Perched to capture scenic water views, this property is exceptional find for anyone craving tranquility, outdoor recreation, or a relaxed rural lifestyle overlooking the serene Elk River. Step out onto the open-air deck facing the beautiful Elk River - ideal for grilling, sunbathing, & soaking in the water views. Includes a privacy fenced backyard, plenty of room for gardening, pets, or outdoor recreation. Enjoy a peaceful country setting off on Hartland Rd, just a short drive from local schools & amenities. Whether you're looking for a low maintenance full-time residence or a peaceful weekend getaway near the water, this home is move-in ready. This property is a paradise for hikers, bikers, boaters, kayaking fishing & so much more. Come experience what this property has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Clay Elementary SchoolGrades PK-53.0 mi
3/10
Clay Middle SchoolGrades 6-83.1 mi
6/10
Clay County High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Dimensions: 12.6x10.8

Bedroom3

  • Level: Main
  • Dimensions: 12.6x10.8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 0x0

Features

  • Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total interior livable area: 1,118 sqft

Kitchen

  • Level: Main
  • Dimensions: 13.8x12.6

Living Room

  • Level: Main
  • Dimensions: 17.9x13.4

Primary Bedroom

  • Level: Main
  • Dimensions: 14.6x12.8

Utility Room

  • Level: Main
  • Dimensions: 6.10x5.1

Property

Details

  • Parcel number: 030003002300000000

Features

  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Fence,Porch,Storage
  • Fencing: Privacy,Yard Fenced
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Access

Lot

  • Lot size: 2.05 Acres
  • Features: Wooded
  • Lot size dimensions: 0 x 0 x 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $920$11,040
Home Insurance *$166$1,992
Property Taxes $89$1,068
Electricity $181$2,178
Total$1,356$16,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,491/yr
40% on housing$40,680/yr
45% on housing$36,160/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 25043$62
Clay County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 25043$102
Clay County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$182,000
2026-05-04Listing removed$150,000
2025-12-12Listed for sale$150,000
2025-05-02Sold$100,000
2025-04-11Pending sale$106,000
2025-03-04Price change$106,000
2025-01-03Listed for sale$120,000
2024-07-19Pending sale$120,000
2024-06-25Listed for sale$120,000
2024-06-10Pending sale$120,000
2024-05-21Listed for sale$120,000

For Sale by Agent

AgentLisa Eden
BrokerageOld Colony

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