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1428 E Social Row Rd, Dayton, OH, 45458

3beds
3baths
1,365sqft
$330,000
$242price/sqft
$2,446/moest. monthly cost
$97,840/yrincome needed

About This Home

Located in the desirable Washington Township/Centerville area, this 3-bedroom, 2.5-bath ranch offers single-story living on a nearly 1-acre lot. Mature trees and a spacious backyard create a peaceful setting, while the covered front porch and rear patio provide inviting outdoor spaces. Inside, hardwood-style flooring runs through the main living areas, and the living room features a fireplace with built-in shelving. The functional layout includes no stairs, making daily living easy and convenient. A 2-car garage adds practicality, and the property offers a rare opportunity for space, privacy, and value in an area where many nearby homes are at higher price points. Don't let this one get away!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Weller Elementary SchoolGrades 2-52.0 mi
8/10
8/10
Centerville High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1986

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedroom

  • Level: Main
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main
  • Dimensions: 12 x 12

Features

  • Ceiling Fan(s),High Speed Internet,Laminate Counters,Pantry
  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 9

Laundry

  • Level: Main
  • Dimensions: 6 x 6

Living Room

  • Level: Main
  • Dimensions: 21 x 14

Master Bedroom

  • Level: Main
  • Dimensions: 11 x 14

Property

Details

  • Parcel number: O67224070007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Exterior features: Porch,Patio,Storage

Lot

  • Lot size: 0.93 Acres
  • Lot size dimensions: of record

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$110$1,320
Property Taxes $475$5,700
Electricity $193$2,320
Total$2,446$29,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,862/yr
40% on housing$73,380/yr
45% on housing$65,226/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 45458$186
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45458$163
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$330,000
2026-07-08Price change$340,000
2026-06-26Listed for sale$350,000

For Sale by Agent

AgentJohn M Bissman
BrokerageKeller Williams Advisors Rlty

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