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5338 Split Rail, Dayton, OH, 45429

4beds
5baths
4,936sqft
$660,000
$134price/sqft
$5,173/moest. monthly cost
$206,920/yrincome needed

About This Home

Rare opportunity to own an attached home in the desirable Country Place community! Enjoy carefree living in this beautifully updated home tucked away on a mature, tree-lined lot with privacy. The welcoming entry is flanked by formal living and dining rooms, creating the perfect setting for entertaining. At the heart of the home, the stunning great room features soaring ceilings, a dramatic wall of windows and doors that fill the space with natural light, and a striking stone gas fireplace. The great room flows seamlessly into the updated eat-in kitchen, complete with custom cabinetry, quartz countertops, center island, and premium Thermador appliances including a gas cooktop and wall oven. You’ll fall in love with the vaulted sunroom lined with windows overlooking the private backyard — the perfect place to relax. The spacious laundry room offers additional built-in cabinetry for ample storage. The main-level primary suite features an en suite bath and a dreamy walk-in closet with custom built-ins and center island. A second first-floor bedroom with en suite bath also makes an ideal home office. Upstairs, you’ll find two additional bedrooms connected by a Jack-and-Jill bath, along with a huge finished flex space currently used as a family room. The walkout lower level offers endless possibilities with a large family room featuring a fireplace and media equipment, wet bar, full bath, and separate kitchenette. An incredible storage room with extensive built-in cabinetry completes the space. Outdoor living is equally impressive with a peaceful screened porch and a spacious TimberTech deck with awning, all backing to no rear neighbors for exceptional privacy. Conveniently located within walking distance to Miami Valley School!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10
Centerville High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Brick,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Disposal,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Dimensions: 18 x 11

Bedroom

  • Level: Second
  • Dimensions: 16 x 12

Bedroom

  • Level: Second
  • Dimensions: 15 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Breakfast Room Nook

  • Level: Main
  • Dimensions: 14 x 10

Dining Room

  • Level: Main
  • Dimensions: 15 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 15 x 8

Family Room

  • Level: Basement
  • Dimensions: 34 x 35

Features

  • Number of fireplaces: 2
  • Fireplace features: Two,Gas,Gas Starter,Log Lighter,Wood Burning
  • Fireplace: Yes

Florida Room

  • Level: Main
  • Dimensions: 14 x 12

Great Room

  • Level: Main
  • Dimensions: 25 x 21

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,936
  • Total interior livable area: 4,936 sqft

Kitchen

  • Level: Main
  • Dimensions: 14 x 11

Kitchen

  • Level: Basement
  • Dimensions: 9 x 6

Living Room

  • Level: Main
  • Dimensions: 14 x 12

Master Bedroom

  • Level: Main
  • Dimensions: 19 x 15

Office

  • Level: Second
  • Dimensions: 20 x 13

Recreation

  • Level: Basement
  • Dimensions: 14 x 16

Screened Porch

  • Level: Basement
  • Dimensions: 12 x 11

Utility Room

  • Level: Main
  • Dimensions: 11 x 9

Property

Details

  • Parcel number: O67284040053
  • Zoning: Residential
  • Zoning description: Residential
  • Other equipment: Generator

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: .

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$356$4,272
Property Taxes $951$11,412
Electricity $529$6,352
Total$5,173$62,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,360/yr
40% on housing$155,190/yr
45% on housing$137,946/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 45429$147
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45429$176
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$625,000
2026-07-06Listed for sale$660,000
2026-06-07Pending sale$660,000
2026-05-22Listed for sale$660,000
2017-07-28Sold$449,900
2017-04-25Pending sale$449,900
2017-04-13Listed for sale$449,900
2015-12-11Listing removed$449,900
2015-05-05Price change$449,900
2015-04-04Listed for sale$469,900
2014-12-03Listing removed$469,900
2014-05-28Price change$469,900
2013-12-19Price change$479,900
2013-05-10Listed for sale$499,900
2012-08-18Listing removed$549,900
2011-11-19Price change$549,900
2011-05-21Listed for sale$579,900
1997-10-02Sold$470,000

For Sale by Agent

AgentCynthia A Buckreus
BrokerageColdwell Banker Heritage

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