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10766 Creek Stone Ct, Dayton, OH, 45458

4beds
4baths
3,303sqft
$649,000
$196price/sqft
$4,787/moest. monthly cost
$191,480/yrincome needed

About This Home

Luxury living at its best! Exceptional, Cape Cod located at end of cul-de-sac with extraordinary landscaping with fenced back yard that leads to wooded lot and decorative gazebo to the side. Paver patio. Home offers 2/3-acre lot, 4 bedrooms with huge primary bedroom and full bath, double Walkin closest on first floor. Front and rear staircases. Huge rec room w/wet bar on second floor with storage rooms. Second floor spacious and has additional mini kitchen and living room type area which is perfect for in law suit. Additional sunroom overlooking private back yard. Home has decorative french doors, hardwood floors, some new carpeting, crown molding, custom bookcases, California closest newer custom lights and fans, awnings. 3 car side entry garage, three heating and A/c systems. There isn't enough room to describe the beauty of this home and what it offers. This one is not a mere drive by however once you see the home from the street you will want to see the inside. Be prepared to be impressed. Wonderful Washington Township location south of Centerville off Social Row. Custom built and not another one like it. What are you waiting for? Hurry! NOTE: PLEASE VIEW ATTACHED VIRTUAL TOUR-DONT MISS!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Weller Elementary SchoolGrades 2-51.5 mi
8/10
Magsig Middle SchoolGrades 6-83.0 mi
8/10
Centerville High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Second
  • Dimensions: 15 x 12

Bedroom

  • Level: Second
  • Dimensions: 14 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Breakfast Room Nook

  • Level: Main
  • Dimensions: 18 x 12

Dining Room

  • Level: Main
  • Dimensions: 15 x 14

Entry Foyer

  • Level: Main
  • Dimensions: 14 x 12

Family Room

  • Level: Main
  • Dimensions: 19 x 15

Florida Room

  • Level: Main
  • Dimensions: 15 x 12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,303
  • Total interior livable area: 3,303 sqft

Kitchen

  • Level: Main
  • Dimensions: 15 x 12

Living Room

  • Level: Main
  • Dimensions: 15 x 15

Master Bedroom

  • Level: Main
  • Dimensions: 18 x 16

Recreation

  • Level: Second
  • Dimensions: 24 x 15

Utility Room

  • Level: Main
  • Dimensions: 13 x 7

Property

Details

  • Parcel number: O67288200007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.66 Acres
  • Lot size dimensions: 0.66

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$217$2,604
Property Taxes $935$11,220
Electricity $354$4,250
Total$4,787$57,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,125/yr
40% on housing$143,610/yr
45% on housing$127,653/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 45458$186
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45458$163
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$649,000
2019-09-04Sold$100,000
2019-06-13Sold$399,700
2019-05-29Pending sale$399,700
2019-05-22Price change$399,700
2019-05-10Listed for sale$419,900
2018-01-05Listing removed$439,900
2017-10-24Price change$439,900
2017-08-11Listed for sale$445,900

For Sale by Agent

AgentJ. Steve Strong
BrokerageIrongate Inc.

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