See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1629 Sunnington Grove Dr, Centerville, OH, 45458

4beds
4baths
3,386sqft
$509,600
$151price/sqft
$3,843/moest. monthly cost
$153,720/yrincome needed

About This Home

Rare Opportunity: Assume a VA Loan at Just 2.625% — Huge Monthly Savings! Take advantage of a powerful financing opportunity with this beautifully maintained two-story home in desirable Washington Township. Qualified buyers can assume an existing VA loan at an incredibly low 2.625% interest rate, offering substantial monthly savings compared to today’s market rates. This spacious home offers approximately 2,486 square feet on the first and second floors, featuring 4 bedrooms and 3.5 bathrooms, with all bedrooms conveniently located on the second level. The layout provides a functional blend of everyday living and entertaining space, including a welcoming entry, generous living areas, and a well-appointed kitchen. The finished lower level adds even more versatility, with approximately 800 square feet of finished space, a full bathroom, and additional unfinished storage/mechanical area—ideal for a recreation room, home office, or guest suite. Additional highlights include: Gas furnace and central air conditioning Full basement totaling approximately 1,069 sq ft 8 total rooms across the main living areas 2 full baths on the second floor, plus a half bath on the first floor Located in a highly desirable area close to shopping, dining, and major conveniences, this home combines space, functionality, and a rare financial advantage.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
8/10
Centerville High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Construction materials: Brick,Frame,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 17 x 11

Dining Room

  • Level: Main
  • Dimensions: 15 x 11

Entry Foyer

  • Level: Main
  • Dimensions: 8 x 7

Exercise Room

  • Level: Basement
  • Dimensions: 12 x 10

Family Room

  • Level: Basement
  • Dimensions: 18 x 13

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Speed Internet,Kitchen Island,Kitchen/Family Room Combo,Pantry,Quartz Counters,Remodeled,Solid Surface Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Bay Window(s),Casement Window(s),Double Hung,Double Pane Windows,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One,Glass Doors,Wood Burning
  • Fireplace: Yes

Game Room

  • Level: Basement
  • Dimensions: 14 x 12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,386
  • Total interior livable area: 3,386 sqft

Kitchen

  • Level: Main
  • Dimensions: 13 x 12

Living Room

  • Level: Main
  • Dimensions: 12 x 12

Master Bedroom

  • Level: Second
  • Dimensions: 17 x 14

Utility Room

  • Level: Main
  • Dimensions: 9 x 7

Property

Details

  • Parcel number: O67290060007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck,Storage

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 99 x 161 x 93 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,576$30,912
Home Insurance *$170$2,040
Property Taxes $734$8,808
Electricity $363$4,357
Total$3,843$46,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,760/yr
40% on housing$115,290/yr
45% on housing$102,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 45458$187
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45458$163
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$519,900
2026-04-13Price change$520,000
2026-04-03Listed for sale$525,000
2016-02-10Sold$275,000
2015-12-15Pending sale$284,900
2015-11-14Price change$284,900
2015-10-31Listed for sale$289,900
2015-09-13Listing removed$299,900
2015-05-30Price change$299,900
2015-04-22Price change$289,900
2014-09-17Listed for sale$274,900
2013-03-06Sold$253,000
2011-10-18Sold$265,000
2011-07-22Price change$279,900
2011-04-16Listed for sale$285,000
2011-01-24Listing removed$275,000
2010-09-16Price change$275,000
2010-06-26Listed for sale$285,000
1997-12-12Sold$228,400

For Sale by Agent

AgentJohn M Kiefaber
BrokerageHoward Hanna Real Estate Serv

Similar Homes