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28 Lake Saint Clair Dr, Tuckerton, NJ, 08087

3beds
1baths
1,048sqft
$425,000
$406price/sqft
$3,020/moest. monthly cost
$120,800/yrincome needed

About This Home

Welcome to 28 Lake Saint Clair Drive, a charming coastal retreat nestled in the heart of Mystic Islands. This beautifully maintained 3-bedroom, 1-bath waterfront is filled with abundant natural light and features fresh, light tile flooring throughout, creating a bright, airy atmosphere that is both inviting and move-in ready. One of the home's standout features is the spacious bonus room/three-season sunroom, offering an open, light-filled living space surrounded by walls of sliding glass doors. This stunning room seamlessly brings the outdoors in, showcasing tranquil views, creating the perfect setting for morning coffee, entertaining, or simply unwinding while enjoying the peaceful scenery year-round. The natural lagoon view provides exceptional privacy and a serene backdrop, enhancing the home's waterfront ambiance. Whether you're searching for a full-time residence, a weekend escape, or the perfect Jersey Shore vacation home, this delightful property offers comfort, versatility, and the relaxed coastal lifestyle Mystic Islands is known for. Conveniently located near marinas, restaurants, shopping, and just a short drive to the beaches of Long Beach Island, or Atlantic City, this is your opportunity to own a slice of the Jersey Shore.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Mixed

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Dryer In Unit,Has Laundry,Main Level,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Attic,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen - Table Space,Bathroom - Tub Shower
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,048

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,048
  • Total interior livable area: 1,048 sqft

Property

Accessibility

  • Accessibility features: No Stairs,Accessible Entrance

Details

  • Parcel number: 1700325 5400025
  • Zoning: R-50
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Boat Storage,Rain Gutters
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Private Dock Site,Lagoon,Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Swimming Allowed,Waterski/Wakeboard
  • Frontage length: Water Frontage Ft: 50

Lot

  • Lot size: 5,001 sqft
  • Features: Bulkheaded,Backs to Trees,Cul-De-Sac,Fishing Available,Flood Plain,Front Yard,Level,Rear Yard,SideYard(s),Year Round Access

Parking

  • Parking features: Crushed Stone,Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Inland Flooding
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$176$2,112
Property Taxes $502$6,024
Electricity $193$2,318
Total$3,020$36,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,542/yr
40% on housing$90,600/yr
45% on housing$80,533/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$406This listing

vs Other Active Listings

Avg $/sqft

ZIP 08087$294
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08087$281
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$425,000
2026-07-23Listed for sale$425,000

For Sale by Agent

AgentMichele Moritz
BrokerageBetter Homes and Gardens Real Estate Murphy & Co.

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