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405 Alter Ter, Lebanon, TN, 37087

3beds
3baths
2,091sqft
$422,500
$202price/sqft
$2,621/moest. monthly cost
$104,840/yrincome needed

About This Home

Located in the heart of Lebanon in the highly sought-after Preserve at Belle Point community, this charming home blends comfort, style, and convenience. Residents enjoy access to neighborhood amenities including a walking trail, clubhouse, fitness center, and pool. Inside, a warm and inviting atmosphere makes it perfect for both everyday living and entertaining. The kitchen serves as the centerpiece, featuring ample custom cabinetry, granite countertops, and stainless steel appliances. The main-level owner’s suite offers privacy and ease, complete with a full bath and walk-in closet. Upstairs, a versatile flex space provides the option for a third bedroom, home office, or bonus room. Just minutes from shopping and dining on Lebanon’s historic square, this home offers an ideal combination of location and livability—truly a place to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Zero Lot Line,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: None

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Features: Extra Large Closet
  • Level: Extra Large Closet
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Features: Bath
  • Level: Bath

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Open Floorplan,Walk-In Closet(s)
  • Flooring: Wood
  • Finished area above ground: 2,091

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,091
  • Total interior livable area: 2,091 sqft

Kitchen

  • Features: Pantry
  • Level: Pantry
  • Area: 169
  • Dimensions: 13x13

Living Room

  • Features: Combination
  • Level: Combination
  • Area: 312
  • Dimensions: 13x24

Master Bathroom

  • Features: Double Vanity
  • Level: Double Vanity

Recreation Room

  • Features: Second Floor
  • Level: Second Floor
  • Area: 441
  • Dimensions: 21x21

Property

Details

  • Parcel number: 047N B 06400 000
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Patio
  • Topography of land: Level

Lot

  • Lot size: 3,920 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage Faces Rear,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,136$25,632
Home Insurance $163$1,956
Property Taxes $147$1,764
Electricity $175$2,103
Total$2,621$31,452

Income You'd Need if You Spent...

35% on housing$89,862/yr
40% on housing$78,630/yr
45% on housing$69,893/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 37087$207
Wilson County$296

vs Homes Sold Last Month

Median $/sqft

ZIP 37087$219
Wilson County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$445,000
2026-04-30Price change$449,500
2026-04-24Listed for sale$455,000

For Sale by Agent

AgentTodd McCall
BrokerageSimpliHOM

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