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2168 Belleville Ln, Dayton, OH, 45459

4beds
3baths
2,971sqft
$499,000
$168price/sqft
$3,764/moest. monthly cost
$150,560/yrincome needed

About This Home

Welcome home to this beautifully maintained custom-built residence in the desirable Centerville School District, offering over 2,900 square feet of thoughtfully designed living space plus a finished lower level and no HOA fees! From the inviting covered front porch to the private wooded backyard, this home combines timeless charm with modern updates. The main level features engineered hardwood flooring, crown molding, a formal dining room, convenient first-floor laundry, and an open-concept layout perfect for everyday living and entertaining. The spacious eat-in kitchen offers an abundance of warm wood cabinetry, generous counter space, stainless steel appliances, and a pantry, all flowing seamlessly into the dramatic family room featuring soaring vaulted ceilings, a wall of windows that fills the space with natural light, and a cozy gas fireplace. The sought-after first-floor primary suite provides a private retreat with an updated ensuite bath featuring new flooring, a luxurious soaking tub (2024), separate shower, and dual vanities. Upstairs you will enjoy a versatile loft overlooking the great room, three additional bedrooms, and a full bath, providing plenty of space for family and guests. The finished lower level expands your living options with a large recreation room featuring new carpet and lighting, a half bath, and an additional flex room ideal for a home office, guest room, gym, hobby space, or extra storage. The oversized side entry garage includes a workbench area and extra storage space. Additional updates include all-new exterior paint and new gutters (2022). Enjoy peaceful evenings on the deck overlooking the wooded lot in this quiet neighborhood. Exceptional location in Centerville School District close to parks, shopping, dining, and highways, this home truly offers the perfect blend of comfort, space, and convenience. Move in time to start the school year in your new home!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
8/10
Centerville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Breakfast Room Nook

  • Level: Main
  • Dimensions: 13 x 13

Dining Room

  • Level: Main
  • Dimensions: 14 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 11 x 7

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Speed Internet,Kitchen/Family Room Combo,Pantry,Solid Surface Counters,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,971
  • Total interior livable area: 2,971 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 11

Living Room

  • Level: Main
  • Dimensions: 19 x 13

Loft

  • Level: Second
  • Dimensions: 15 x 10

Master Bedroom

  • Level: Main
  • Dimensions: 15 x 13

Office

  • Level: Basement
  • Dimensions: 17 x 11

Recreation

  • Level: Basement
  • Dimensions: 30 x 20

Utility Room

  • Level: Main
  • Dimensions: 10 x 6

Property

Details

  • Parcel number: O68011180011
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Deck,Porch,Patio,Storage

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: .

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$204$2,448
Property Taxes $719$8,628
Electricity $318$3,823
Total$3,764$45,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,051/yr
40% on housing$112,920/yr
45% on housing$100,373/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 45459$161
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45459$153
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$499,000
2025-01-17Sold$465,000
2024-12-19Contingent$475,000
2024-12-19Pending sale$475,000
2024-12-12Price change$475,000
2024-12-03Price change$490,000
2024-11-20Listed for sale$500,000
2019-08-20Sold$315,000
2019-08-03Listed for sale$315,000
2019-04-25Pending sale$315,000
2019-04-22Listed for sale$315,000
2018-11-13Listing removed$325,000
2018-09-28Listed for sale$325,000
2015-01-27Sold$265,000
2014-10-25Price change$285,000
2014-09-11Price change$290,000
2014-08-22Listed for sale$299,900
2011-06-28Sold$275,000
2011-05-24Price change$299,900
2011-03-08Listed for sale$319,900
2004-10-07Sold$317,500
2002-08-07Sold$279,900
1996-08-07Sold$246,500

For Sale by Agent

AgentDenise Martin
BrokerageBella Realty Group

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