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4900 Pennswood Dr, Dayton, OH, 45424

4beds
3baths
2,122sqft
$274,900
$130price/sqft
$2,165/moest. monthly cost
$86,600/yrincome needed

About This Home

This 4-bedroom, 2.5-bath two-story home combines major updates with comfortable living. Recent improvements include a full tear-off roof replacement (2019), fresh exterior paint (2025), and a new water heater (2026). Inside, you'll find beautifully updated kitchen, laundry, and bathrooms, custom built-in shelving in the family room, and thoughtfully designed accent walls that add personality and charm throughout the home. Relax on the welcoming front porch or entertain on the backyard patio overlooking the fenced yard. A 1-car garage adds everyday convenience. Move-in ready with updates already completed, all that's missing is you!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Weisenborn Middle SchoolGrades 7-80.6 mi
5/10
Wayne High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer

Bedroom

  • Level: Second
  • Dimensions: 13 x 9

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 13 x 10

Entry Foyer

  • Level: Main
  • Dimensions: 6 x 3

Family Room

  • Level: Main
  • Dimensions: 16 x 12

Features

  • Ceiling Fan(s),Kitchen Island

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,122
  • Total interior livable area: 2,122 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 12

Living Room

  • Level: Main
  • Dimensions: 18 x 12

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 13

Utility Room

  • Level: Main
  • Dimensions: 7 x 7

Property

Details

  • Parcel number: P70001010008
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Storage

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: 72' x 110'

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$152$1,824
Property Taxes $396$4,752
Electricity $227$2,731
Total$2,165$25,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,228/yr
40% on housing$64,950/yr
45% on housing$57,733/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 45424$149
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45424$153
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$274,900
2016-12-12Sold$126,000
2016-11-04Listed for sale$124,900
2016-09-17Listing removed$124,900
2016-07-30Pending sale$124,900
2016-07-18Price change$124,900
2016-07-04Listed for sale$114,900
2003-09-23Sold$127,500
2003-04-11Sold$85,000
1999-07-06Sold$107,000

For Sale by Agent

AgentAlicia Barlow
BrokerageKeller Williams Home Town Rlty

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