5288 132nd Ave NE #C7, Spicer, MN, 56288
About This Home
Welcome to effortless lake living at its finest! This charming seasonal cabin is located within the desirable Willow Bay Resort on beautiful Nest Lake, known for its excellent fishing, boating, recreation, and swimming. Just show up and relax . . . everything is ready for you! This move-in ready retreat features a spacious deck with stunning lake views, a newly remodeled bathroom, brand new water heater (2026) and an updated kitchen designed for comfort and convenience. Already operating as a successful Airbnb, the property comes with established income potential and a steady clientele, perfect for those looking to invest or simply enjoy while offsetting ownership costs. Willow Bay Resort offers fantastic amenities including boat slips, a swimming beach, a fish cleaning station, and green space for outdoor fun. Conveniently located just one hour from St. Cloud and 90 minutes from the Twin Cities, this is the ideal getaway without the long drive. Don’t miss your chance to own a slice of lakeside paradise!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Electric Water Heater,Microwave,Range,Refrigerator
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 99.76
- Dimensions: 11.6x8.6
Bedroom2
- Level: Main
- Area: 150.93
- Dimensions: 12.9x11.7
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
- Area: 160
- Dimensions: 16x10
Dining Room
- Level: Main
- Area: 76.63
- Dimensions: 9.7x7.9
Features
- Finished area below ground: 0
- Finished area above ground: 660
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 660
- Total interior livable area: 660 sqft
Kitchen
- Level: Main
- Area: 76.65
- Dimensions: 10.5x7.3
Living Room
- Level: Main
- Area: 200.48
- Dimensions: 17.9x11.2
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 278160070
- Zoning description: Residential-Single Family
- Foundation area: 660
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Sand)
- Frontage length: Water Frontage: 396
Lot
- Lot size: 1,306 sqft
- Features: Accessible Shoreline
- Lot size dimensions: 38 x 35
Parking
- Parking features: Assigned,Guest,Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Kandiyohi County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $97 | $1,164 |
| Property Taxes | $151 | $1,812 |
| Electricity | $170 | $2,050 |
| Total | $1,428 | $17,136 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Price change | $229,000 |
| 2026-02-12 | Listed for sale | $234,898 |
| 2026-01-01 | Listing removed | $239,898 |
| 2025-09-08 | Listed for sale | $239,898 |
| 2023-06-23 | Sold | $210,000 |
| 2023-06-21 | Pending sale | $214,999 |
| 2023-05-10 | Listed for sale | $214,999 |
| 2020-12-30 | Sold | $130,000 |
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