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6509 Alter Rd, Dayton, OH, 45424

4beds
3baths
1,916sqft
$278,950
$146price/sqft
$2,172/moest. monthly cost
$86,880/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 3 full bath bi-level home offering space, comfort, and thoughtful updates throughout. The upper/main level features a bright and inviting living room/dining area combination—perfect for both everyday living and entertaining. The updated kitchen (2022) is a standout, showcasing quality Kraftmaid cabinetry, solid surface countertops, open shelving and a full suite of appliances that convey with the home. Most of the flooring has been upgraded to durable manufactured wood floating floors, adding warmth and style throughout. Three well-sized bedrooms and a hall bathroom that has been completely renovated down to the studs, offering modern finishes and peace of mind, complete this level of the home, while the lower level offers a private fourth bedroom along with a third full bath—ideal for guests, a private home office, or multi-generational living. Downstairs, you’ll also find a huge family room providing versatile living space—perfect for gatherings, a home theater, or a play area. Step outside to enjoy the expansive 36 x 18 patio overlooking a fully fenced backyard. The landscaping is truly special, featuring wisteria, honeysuckle, trumpet vine, privet, elderberry, and paw paw trees. During late spring, summer, and early fall, the yard transforms into a lush, private retreat. An electric dog fence and collar are also included. Additional highlights include a 2-car attached garage with storage shelves and a workbench, plus numerous major updates: 200 amp electrical panel Vinyl replacement windows (double pane, double hung) Roof (May 2018) Siding and added insulation (December 2015) HVAC system (November 2025) 40-gallon water heater (May 2025) Dryer (November 2023) Washer (August 2022) This move-in-ready home combines modern updates, flexible living space, and a beautifully private outdoor setting—ready for you to enjoy from day one.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

6/10
3/10
Weisenborn Middle SchoolGrades 7-81.4 mi
5/10
Wayne High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1963

Materials

  • Construction materials: Brick,Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: Other

Bedroom

  • Level: Second
  • Dimensions: 12 x 9

Bedroom

  • Level: Second
  • Dimensions: 9 x 9

Bedroom

  • Level: Lower
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second
  • Dimensions: 10 x 7

Entry Foyer

  • Level: Main
  • Dimensions: 11 x 5

Family Room

  • Level: Lower
  • Dimensions: 27 x 13

Features

  • Ceiling Fan(s),High Speed Internet,Remodeled
  • Window features: Double Hung,Double Pane Windows,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,916
  • Total interior livable area: 1,916 sqft

Kitchen

  • Level: Second
  • Dimensions: 14 x 9

Living Room

  • Level: Second
  • Dimensions: 15 x 13

Master Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Utility Room

  • Level: Lower
  • Dimensions: 11 x 8

Property

Details

  • Parcel number: P70017160027
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Patio & porch: Patio
  • Exterior features: Fence,Patio

Lot

  • Lot size: 7,840 sqft
  • Lot size dimensions: .

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$155$1,860
Property Taxes $402$4,824
Electricity $205$2,465
Total$2,172$26,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,468/yr
40% on housing$65,160/yr
45% on housing$57,920/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 45424$149
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45424$153
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$285,000
2026-04-14Price change$294,900
2026-04-02Listed for sale$299,900

For Sale by Agent

AgentBeth Schaefer
BrokerageColdwell Banker Heritage

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