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712 Oakwood Ave, Dayton, OH, 45419

5beds
4baths
4,094sqft
$715,000
$175price/sqft
$5,525/moest. monthly cost
$221,000/yrincome needed

About This Home

Situated on one of Oakwood’s most coveted tree-lined streets, this stately Colonial offers timeless elegance, refined updates, and an exceptional location adjacent to Harman Elementary and just one block from Smith Gardens. Boasting over 3,200 square feet, five bedrooms, and four beautifully updated bathrooms, this remarkable residence seamlessly blends classic charm with modern luxury. A welcoming entry introduces hardwood floors, soaring ceilings, and the formal living room features a stunning custom fireplace with an elegant wood mantel and built-in bookcases, creating a warm yet sophisticated gathering space. The expansive formal dining room showcases distinctive built-ins, stylish pendant lighting, and French doors that seamlessly connect to the family room. Filled with natural light, the spacious family room opens directly to the rear patio, creating effortless indoor-outdoor living and entertaining. Designed for both everyday comfort and elevated entertaining, the chef’s kitchen is beautifully appointed with granite countertops, custom cabinetry, a Viking range, center island with seating and prep sink, and a dedicated beverage center. The second level offers four spacious bedrooms and three fully updated bathrooms featuring modern finishes and designer vanities. The luxurious primary suite serves as a private retreat with a generous walk-in closet and beautifully appointed en suite bath. The remodeled third level provides exceptional privacy and flexibility, ideal as a fifth bedroom, guest suite, home office, or bonus living space, complete with a convenient second laundry area. The walk-out lower level offers abundant storage and additional laundry space. Both washers and dryers along with the basement freezer, will convey. Outdoor living is equally impressive with a beautifully designed paver patio, expansive backyard, detached two-car garage, and additional parking pad. A rare opportunity to own a distinguished Oakwood residence!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Harman Elementary SchoolGrades 1-60.1 mi
9/10
10/10
Oakwood High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1911

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Refrigerator,Trash Compactor,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 18 x 11

Bedroom

  • Level: Second
  • Dimensions: 16 x 16

Bedroom

  • Level: Third
  • Dimensions: 25 x 16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 16 x 17

Family Room

  • Level: Main
  • Dimensions: 26 x 19

Features

  • Granite Counters,Kitchen Island
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,094
  • Total interior livable area: 4,094 sqft

Kitchen

  • Level: Main
  • Dimensions: 20 x 11

Laundry

  • Level: Basement
  • Dimensions: 27 x 11

Living Room

  • Level: Main
  • Dimensions: 22 x 22

Master Bedroom

  • Level: Second
  • Dimensions: 16 x 16

Utility Room

  • Level: Basement
  • Dimensions: 27 x 22

Utility Room

  • Level: Basement
  • Dimensions: 16 x 16

Utility Room

  • Level: Basement
  • Dimensions: 10 x 16

Property

Details

  • Parcel number: Q71001020007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: .

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$441$5,292
Property Taxes $1,030$12,360
Electricity $439$5,269
Total$5,525$66,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,428/yr
40% on housing$165,750/yr
45% on housing$147,333/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 45419$182
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45419$181
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$715,000
2026-05-13Listed for sale$750,000
2020-10-23Sold$570,000
2020-09-09Pending sale$590,000
2020-08-28Price change$590,000
2020-08-12Listed for sale$600,000
2016-08-09Sold$470,000
2016-06-15Pending sale$499,000
2016-03-04Price change$499,000
2016-01-13Listed for sale$525,000
2015-11-30Listing removed$550,000
2015-09-16Price change$550,000
2015-08-14Price change$564,900
2015-04-30Listed for sale$589,900
2014-12-02Listing removed$589,900
2014-08-07Price change$589,900
2014-06-11Listed for sale$599,900
1998-03-05Sold$260,000

For Sale by Agent

AgentEmily Pelligra
BrokerageColdwell Banker Heritage

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