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450 Ridgewood Ave, Dayton, OH, 45409

5beds
3baths
3,589sqft
$760,000
$212price/sqft
$5,802/moest. monthly cost
$232,080/yrincome needed

About This Home

This meticulously maintained Oakwood beauty blends original mid-century character, modern updates, and a strong connection to nature. The sandstone exterior, wood beams, custom cabinetry, and a dramatic fireplace wall (also sandstone) are just some of the stunning mid-century details that make this home so special. The owners have thoughtfully updated the home over their 12 years of ownership, including renovations to all 3 bathrooms (2025), new carpet and hardwood flooring (2025), LED lighting (2025), fresh interior and exterior paint (2025), and extensive kitchen updates, including cabinetry (2025), sink (2025), and appliances (2022). The open-concept living and dining spaces feature a remote-controlled gas fireplace, built-in cabinetry, new hardwood floors, and a wall of floor-to-ceiling windows that frame breathtaking winter views of the downtown Dayton skyline. The updated kitchen offers white cabinetry, a pantry, two snack bars, and a breakfast area, and it opens to the family room, which features a gas fireplace with a quartz feature wall, a built-in storage bench, and backyard access. The well-designed main level also includes a laundry room, three bedrooms, and a full bath. The primary suite features a brand-new bathroom, a walk-in cedar closet, two dressing areas (with additional closets), and beautiful views. An adjacent office showcases the original built-in desk system. Upstairs, you will find two additional bedrooms, a rec room/lounge with built-in cabinetry, and a third full bath. Outside, enjoy a private backyard oasis with a two-tier patio, sandstone grill, smart irrigation, and landscape lighting front and back. Additional highlights: two-point radon mitigation, epoxy-coated garage floor, dual HVAC systems, enhanced insulation, 200-amp electrical service, and abundant storage. Minutes to schools, downtown Dayton, shopping, restaurants, and I-75. The big-ticket updates are already done; just move in and enjoy!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Harman Elementary SchoolGrades 1-60.5 mi
9/10
10/10
Oakwood High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Slab
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Bedroom

  • Level: Main
  • Dimensions: 12 x 10

Bedroom

  • Level: Main
  • Dimensions: 11 x 13

Bedroom

  • Level: Second
  • Dimensions: 15 x 18

Bedroom

  • Level: Second
  • Dimensions: 16 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Bonus Room

  • Level: Second
  • Dimensions: 14 x 13

Dining Room

  • Level: Main
  • Dimensions: 11 x 16

Entry Foyer

  • Level: Main
  • Dimensions: 7 x 5

Family Room

  • Level: Main
  • Dimensions: 24 x 13

Features

  • Ceiling Fan(s),Granite Counters,High Speed Internet,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,589
  • Total interior livable area: 3,589 sqft

Kitchen

  • Level: Main
  • Dimensions: 22 x 8

Living Room

  • Level: Main
  • Dimensions: 24 x 16

Master Bedroom

  • Level: Main
  • Dimensions: 24 x 19

Office

  • Level: Main
  • Dimensions: 15 x 10

Utility Room

  • Level: Main
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: Q71002120004
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Patio & porch: Patio,Porch
  • Exterior features: Sprinkler/Irrigation,Porch,Patio

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: .33 acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$481$5,772
Property Taxes $1,095$13,140
Electricity $384$4,619
Total$5,802$69,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,925/yr
40% on housing$174,060/yr
45% on housing$154,720/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 45409$154
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45409$160
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$789,900
2026-04-15Price change$825,000
2026-03-19Listed for sale$850,000
2026-01-27Listing removed$900,000
2025-08-15Price change$900,000
2025-05-24Listed for sale$960,000
2013-04-05Sold$335,000
2013-02-18Listed for sale$349,900
2012-11-15Sold$161,800
2012-10-20Listed for sale$166,250
2012-08-23Listing removed$175,000
2012-08-17Listed for sale$175,000
2012-06-25Listing removed$175,000
2012-06-24Price change$175,000
2012-06-16Price change$148,750
2012-05-02Listed for sale$175,000
2012-02-03Sold$204,000

For Sale by Agent

AgentKaren Gump
BrokerageRE/MAX Alliance Realty

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